A salesman called The Ramsey Show with what sounds like the opposite of a problem. He’d tripled his income, was sitting on $50,000 in the bank, and his household was earning just north of…
A senior manager at a Fortune 500 firm, age 47, accepted a competing offer last spring and gave two weeks’ notice. Her recruiter had walked through base, bonus, and equity. Nobody walked through her…
A caller on The Indicator from Planet Money summed up the week’s lithium news in one line: “There is kind of a high environmental cost to getting this lithium out of the earth.” The headline…
A 52-year-old who recently retired and rolled $850,000 from a former 401(k) into a traditional IRA is staring at the same problem that fills retirement forums every week: how to draw a paycheck from…
For the first time in years, a retired teacher in Ohio, a former police sergeant in Massachusetts, or the widow of a federal civil servant might log into their Social Security account and find…
On a recent episode of the Money Guy Show, co-host Bo Hanson confronted a caller named Luke with a hard truth: “We got to get the engine right first” before adding “the hubcaps and…
Ben Carlson, portfolio manager at Ritholtz Wealth Management and the voice behind A Wealth of Common Sense, dropped a line on Morningstar’s The Long View podcast that I keep coming back to. Co-host Jeff…
In 2026, retirees who collect Social Security received a 2.8% cost-of-living adjustment, adding roughly $56 per month to the average retirement benefit of $2,071. But the standard Medicare Part B premium jumped from $185.00…
The TIAA Institute-GFLEC Personal Finance Index has tracked how much Americans actually know about money for nearly a decade, and the 2025 wave delivers a finding that reads less like a survey result and…
Imagine your mother has a stroke. You are her power of attorney. You have her bank passwords written down in a notebook she left you. You sit at her kitchen table, log into her…
A 70-year-old retiree with $2 million in a traditional 401(k) has roughly three years before required minimum distributions force the IRS into the conversation. Compound that balance at 5% growth and it lands near…
A 56-year-old couple with $2.7 million saved for retirement sits down with an advisor and hears the standard line: apply the 4% rule and the portfolio can generate $108,000 a year. Clean, simple, reassuring.…
A 67-year-old retiree picks up two consulting clients, works roughly 20 hours a week, and bills out at around $50 an hour. That is about $50,000 a year layered on top of Social Security…
A dog trainer from Alaska called into The Ramsey Show recently and almost broke down on air. She had been self-employed for seven years and finally sat down to build her first real budget.…
On a recent episode of How to Money, a listener named Suzanne asked whether she should track her credit card rewards as part of her monthly budget. The hosts pushed back hard. I’ve been…
