Personal Finance Articles

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4614 Articles

Jeremy Phillips | May 19, 2026 at 1:22 AM EDT

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

On a recent episode of the Animal Spirits podcast, Ritholtz Wealth Management’s Ben Carlson laid out a number that should…

Don Lair | May 18, 2026 at 11:38 PM EDT

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

On a recent live audience taping of The Ramsey Show in Denver, a 29-year-old named Trayvon asked Dave Ramsey, Rachel…

Jeremy Phillips | May 18, 2026 at 8:45 PM EDT

My Spouse Has Been Fired 4 Times and We’re $4,000 in Debt: Am I Enabling a Lost Cause?

On a recent episode of Financial Audit, host Caleb Hammer looked across the table at a young couple with an…

Marc Guberti | May 18, 2026 at 8:28 PM EDT

The 5-Year Roth Conversion Ladder Pre-Retirees Use to Tap Their 401(k) Before 59 and a Half Without Penalties

The scenario plays out on retirement forums almost weekly: a 50-year-old with $1.8 million in a traditional 401(k) and $400,000…

Jeremy Phillips | May 18, 2026 at 8:23 PM EDT

Fee-Only Financial Advisors: The Hidden Cost Most Americans Don’t Realize They’re Paying

On a recent episode of the Catching Up to FI podcast, financial planner Aubrey Williams made a point that should…

Don Lair | May 18, 2026 at 7:02 PM EDT

I’m 45 with $3.2 million saved. Can I really quit my toxic job without risking retirement?

Priya, a 45-year-old caller to Jill Schlesinger’s Jill on Money show, opened with a common knot: she loves her career…

Carl Sullivan | May 18, 2026 at 6:51 PM EDT

Vivian Tu’s 4 Money Questions Every Couple Must Ask Before Marriage

A listener wrote in to Vivian Tu’s podcast Networth and Chill with a story that should be required reading before…

Drew Wood | May 18, 2026 at 5:23 PM EDT

The Tax-Loss Harvest That Cost a 66-Year-Old Retiree $2,400 in Wash-Sale Penalties She Never Saw Coming

The retiree was 66, single, living in Pennsylvania, and relying on a $1.1 million brokerage account to supplement her Social…

Marc Guberti | May 18, 2026 at 4:28 PM EDT

The 401(k) Beneficiary Mistake That Sent $620,000 to an Ex-Spouse Instead of the Children

A 58-year-old man with a $620,000 401(k) balance dies suddenly of a cardiac event. He had divorced four years earlier,…

Gerelyn Terzo | May 18, 2026 at 1:52 PM EDT

The $2,071 Monthly Check Gets Taxed Faster Than Most Retirees Expect. A New Strategy Could Help

The check most retirees actually receive in 2026 is $2,071 a month, or $24,852 a year. That sounds modest, and…

Drew Wood | May 18, 2026 at 1:31 PM EDT

Here Is Why I Would Tell a 71-Year-Old With $4 Million to Spend Down the Traditional IRA First

The retiree we are modeling is single, 71, and sitting on $4 million split across a $2.5 million traditional IRA,…

Don Lair | May 18, 2026 at 12:57 PM EDT

I want to pay my late 60s parents $1,000 monthly for babysitting. They refuse the money: should I invest it for them instead?

A listener named Carrie Anne wrote into the Rich Habits Podcast with a problem most adult children would recognize. She…

Don Lair | May 18, 2026 at 12:55 PM EDT

I Retired at 50 on $8,000 a Month: Here’s Why I Finally Got My Budget Right

Herb, a retired federal employee featured on the Early Retirement – Financial Freedom podcast, says something most working people would…

Drew Wood | May 18, 2026 at 12:30 PM EDT

At 63 With $480,000 Saved and No Pension, Working Two More Years Adds $241,000 to Lifetime Income

A 63-year-old single woman with $480,000 saved across a 403(b) and Roth IRA, no pension, and a public-school administrator’s salary…

David Beren | May 18, 2026 at 12:30 PM EDT

According to Kiplinger, Medicare Advantage Overpayments Are Quietly Costing Every Enrollee $212 More Per Year

Every Medicare beneficiary in the country took a hit to their Social Security check in 2025 to the tune of…

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Personal Finance Articles

All Personal Finance Articles

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

My Spouse Has Been Fired 4 Times and We’re $4,000 in Debt: Am I Enabling a Lost Cause?

The 5-Year Roth Conversion Ladder Pre-Retirees Use to Tap Their 401(k) Before 59 and a Half Without Penalties

Fee-Only Financial Advisors: The Hidden Cost Most Americans Don’t Realize They’re Paying

I’m 45 with $3.2 million saved. Can I really quit my toxic job without risking retirement?

Vivian Tu’s 4 Money Questions Every Couple Must Ask Before Marriage

The Tax-Loss Harvest That Cost a 66-Year-Old Retiree $2,400 in Wash-Sale Penalties She Never Saw Coming

The 401(k) Beneficiary Mistake That Sent $620,000 to an Ex-Spouse Instead of the Children

The $2,071 Monthly Check Gets Taxed Faster Than Most Retirees Expect. A New Strategy Could Help

Here Is Why I Would Tell a 71-Year-Old With $4 Million to Spend Down the Traditional IRA First

I want to pay my late 60s parents $1,000 monthly for babysitting. They refuse the money: should I invest it for them instead?

I Retired at 50 on $8,000 a Month: Here’s Why I Finally Got My Budget Right

At 63 With $480,000 Saved and No Pension, Working Two More Years Adds $241,000 to Lifetime Income

According to Kiplinger, Medicare Advantage Overpayments Are Quietly Costing Every Enrollee $212 More Per Year

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

Personal Finance Articles

All Personal Finance Articles

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

My Spouse Has Been Fired 4 Times and We’re $4,000 in Debt: Am I Enabling a Lost Cause?

The 5-Year Roth Conversion Ladder Pre-Retirees Use to Tap Their 401(k) Before 59 and a Half Without Penalties

Fee-Only Financial Advisors: The Hidden Cost Most Americans Don’t Realize They’re Paying

I’m 45 with $3.2 million saved. Can I really quit my toxic job without risking retirement?

Vivian Tu’s 4 Money Questions Every Couple Must Ask Before Marriage

The Tax-Loss Harvest That Cost a 66-Year-Old Retiree $2,400 in Wash-Sale Penalties She Never Saw Coming

The 401(k) Beneficiary Mistake That Sent $620,000 to an Ex-Spouse Instead of the Children

The $2,071 Monthly Check Gets Taxed Faster Than Most Retirees Expect. A New Strategy Could Help

Here Is Why I Would Tell a 71-Year-Old With $4 Million to Spend Down the Traditional IRA First

I want to pay my late 60s parents $1,000 monthly for babysitting. They refuse the money: should I invest it for them instead?

I Retired at 50 on $8,000 a Month: Here’s Why I Finally Got My Budget Right

At 63 With $480,000 Saved and No Pension, Working Two More Years Adds $241,000 to Lifetime Income

According to Kiplinger, Medicare Advantage Overpayments Are Quietly Costing Every Enrollee $212 More Per Year

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Featured Reads

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It