Is Delaying Retirement at 70 Over a 4% Withdrawal Rule Smart?
A lot of people aim to retire early so they can enjoy life while their health is still strong. But in this Reddit post, we have someone in the opposite boat. The poster…
Personal Finance
All Personal Finance Articles
Newest first · Page 340
I’m supposed to inherit my dad’s estate, but his sister rewrote the will – can she really get away with it?
The subject of inheritance is a ripe one for mystery writers, playwrights and filmmakers. Festooned with all types of personal dynamics and potential grudges, hostilities, and past aggrievements, the inheritance and the will it…
After losing my spouse and hitting my financial goals, I’m retiring this year – how do I make sure I don’t get bored?
A 54-year-old Reddit poster has achieved her financial goals, and she feels like she’s ready to retire. However, while she is excited about the prospect of leaving the corporate world and all its hassles…
Finding the Ideal Balance in a High-Yield Savings Account
For some people, putting all their money into the stock market isn’t the safest place to park it. Everyone has their own financial needs and what they might want to get out of their…
From $150K to $7M: One Investor’s Rapid Rise
Most people say the first $100K is the hardest to save. Since you are starting from $0, compound growth isn’t working very well for you yet, so you have to earn almost all of…
What Are The Benefits Of Using A 5% Cash Back Credit Card?
If you think about what type of credit card you want to use, between cash back, travel rewards, or store-branded cards, you must think long and hard about the benefits. In the case of…
At 29 With $45K in 401(k, Projected to $4M by 65—Can You Trust It?
Building a robust retirement nest egg in your 20s can seem daunting, but the power of compounding makes it possible to turn modest savings into millions by retirement. A 29-year-old Redditor on the r/personalfinance…
The Percentage of Americans With $5M Saved for Retirement, Revealed
When you think about how much you need to retire to be comfortable, for most Americans, $5 million probably isn’t the number that comes to mind. Having this amount or more would be welcome,…
Quick Wins: The Straightforward Arithmetic of Big Cash Back Credit Card Rewards
When it comes to credit card rewards, it doesn’t take long to see how valuable they can be in the long run. This is especially true for cash-back credit cards, which offer a percentage…
Outrageous but Brilliant: 6 Ways to Tackle $20K+ Debt
No matter how much debt you have accrued, there is always a fear and concern about how to best pay it off. It’s an unfortunate truth that this fear grows alongside your debt, so…
At 63, My Disappointment Has Me Wanting to Disinherit My Children
Estate planning can be a stressful endeavor under the best of circumstances. When you add in strained family relationships, it becomes much trickier to navigate. As someone who has spent their life create a…
I’m 19 and living in my car. How can I get to a better place financially?
What can you do to improve your situation if you are 19 years old with no money, a bad job, and living in your car? A Reddit poster is facing this very difficult situation…
3 Reasons Your Social Security Benefit May be Smaller Than You Think
If you’re like most seniors, you’re going to get income from Social Security as a retiree, and you may need this money to help you cover the bills. However, it’s important to realize that…
Fraudulent Charges, Delivered Goods: Navigating This Bizarre Credit Card Scenario
There are plenty of benefits to having a credit card, like getting to rack up points and cash back on the purchases you’re making. But credit cards can also create a headache when…
I just sold $5 million worth of stocks and now I’m worried about a market crash – what’s the safest place to park this cash?
Every time the market experiences a bit of a losing streak or sinks into correction territory (that’s a 10% drop from the top), it can be easy to catastrophize and expect a complete meltdown…