There Is Still a Risk Social Security Payments Could Be Delayed
Job cuts at the Social Security Administration could delay payments to millions of Americans. That could push many below the poverty line almost immediately.
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I’m 23 and make over $170k as a video game artist and I sell courses at $30k
When we think about industries that make it easy to pull down six figures, we tend to imagine the high-pressured, stressful ones — medicine, law, and finance, to name a few. But in…
DOGE Is Supposed to Clean Up Social Security. Will It Also Cut Benefits?
Just as people tend to do their fair share of needless spending, so does the federal government. But that wastes taxpayers’ dollars and puts pressure on key programs that are essential to many people.…
At 35 I should know more about my Roth IRA than I do, but am risk-averse and worried about retirement
If you’re 35 and growing a bit anxious about the prospect of retirement, do not fret as many Millennials, some of whom are living paycheck to paycheck and burdened by student loans, aren’t even…
I have $300k in cash and want to turn it into $1 million – what are the most reliable ways to do it?
Comedian Steve Martin used to tell a joke about how to be a millionaire and not pay taxes. “First thing you do,” he said, “get a million dollars.” That’s the path many people want…
I’m looking to purchase a $2.5 million home and make a risky career change all at once – am I making a mistake?
Buying a house is a big financial commitment, and making a career change can also impact your money in profound ways. One Reddit user is considering doing both of those things at the same time, but…
We’re in our 40s and have saved 5x more for retirement than we planned – why are we still nervous to quit our jobs?
Retiring early is a dream for many, but taking the plunge and giving up work in your 40s can actually be pretty scary. One Reddit user recently posted about his own fears about finally quitting…
I Used to Think Side Hustles Were Just a Fad, But These 10 Opportunities Proved Me Wrong
It won’t come as a surprise to learn that the gig economy is growing in importance as millennials and Gen Xers, in particular, look for ways to boost their income. As a result, millions…
This Is Exactly How the IRS Determines Your RMD
Once you reach age 73, the IRS requires you to take Required Minimum Distributions (RMDs) from most tax-deferred retirement accounts, ensuring the government collects taxes on money sheltered from taxation for decades. If you…
My grandfather left me $3k in company stock as a kid and now it is worth $500k – should I sell it all now?
Investing just a few grand for a child at or around their time of birth could amount to a profound sum by the time they’re ready to go off to college. Undoubtedly, it’s easy…
Set To Inherit $5M And Without A Family, Can I Ease Up For Retirement?
If you stop and think about what life would be like if you had more than enough money, it’s okay to believe life would be much easier. While the reality is that more money…
If Retiring At 65 Is Your Goal Suze Orman Has Some Direct Advice
As someone who’s reported on the economy for 30 years, I rarely read anything famous financial gurus have to say about personal finances. My reason for this is simple: so much of it is…
I make over $200,000 a month but pay basically nothing in salary taxes
Politicians who unabashedly call for raising taxes “only on the rich” by claiming that “the rich don’t pay their fair share” are being disingenuous with that rhetoric. They are fully aware that many of…
We’ve stashed over $2 million in our 401(k) accounts – should we switch to a Roth to hedge our bets?
Getting caught up in a financial Reddit thread is surprisingly easy. After all, where else can you learn the financial secrets of total strangers and respond to them as though you’ve met? A recent…
Here’s Why Your 2026 Social Security COLA Might Disappoint You
If you get most or all of your retirement income from Social Security, money might be perpetually tight. In fact, workers are advised to save for retirement because it’s a known thing that Social…