Personal Finance Articles

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5285 Articles

David Beren | Jul 1, 2026 at 12:49 PM EDT

The Average Inherited 401(k) Is $267,900. The 10-Year Rule Will Cost You Thousands in Taxes.

The SECURE Act rewrote how inherited retirement accounts work, and the consequences are now landing on a generation of heirs.…

Drew Wood | Jul 1, 2026 at 12:38 PM EDT

Here’s How You Can Retire to South Dakota at 62 on $900,000 and Pay No Income Tax

South Dakota has become increasingly attractive to retirees for one simple reason: it has no state income tax. Social Security…

Marc Guberti | Jul 1, 2026 at 12:22 PM EDT

A 55-Year-Old With $1.4 Million in a 401(k) Can Retire Now Using This Roth Conversion Ladder Strategy

The pre-retiree forum question keeps appearing in different forms: a 54-year-old software engineer with $1.4 million in a 401(k) wants…

Christy Bieber | Jul 1, 2026 at 11:21 AM EDT

Why Retirees Could Get an Extra $97 a Month from Social Security In 2027

Retirees could be on track for more money in 2027 if they are collecting Social Security. In fact, the average…

Drew Wood | Jul 1, 2026 at 11:04 AM EDT

The Portfolio That Pays For Your Daughter’s Wedding

Most parents approach a wedding as a bill. Save the money, write the checks, and move on. Investors can look…

Gerelyn Terzo | Jul 1, 2026 at 10:03 AM EDT

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

He is 63, a few years from claiming, and convinced his $3,000 monthly Social Security benefit will shrink to roughly…

Danielle Liverance | Jul 1, 2026 at 10:03 AM EDT

The 6% Test. How Wes Moss Decides Between a Pension Lump Sum and Monthly Payments

A caller named Alex asked Wes Moss a question that lands in millions of mailboxes every year: take a $58,000…

Marc Guberti | Jul 1, 2026 at 9:22 AM EDT

A $1.3 Million 401(k) Triggers a $19,800 Tax Bomb in Year One. Here’s How to Cut It in Half

The 73-year-old who logged into their 401(k) portal this April with a $1.3 million traditional balance found that the first…

Drew Wood | Jul 1, 2026 at 9:00 AM EDT

Medicare Keeps You Alive. This Portfolio Keeps You Looking Good.

Hearing aids restore conversations. Dental work restores smiles. Vision correction restores independence. Many of the expenses Medicare leaves uncovered sit…

Drew Wood | Jul 1, 2026 at 7:14 AM EDT

Never Pay Medicare Premiums Again. Here’s the Portfolio That Makes It Happen.

The standard Medicare Part B premium climbed to $202.90 a month in 2026, up from $185 in 2025. Add a…

Gerelyn Terzo | Jul 1, 2026 at 6:04 AM EDT

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

The couple is both around 70, retired, drawing most of their income from Social Security with modest withdrawals from a…

Drew Wood | Jul 1, 2026 at 5:33 AM EDT

Here’s How You Can Retire to the Mountains of Asheville, North Carolina, at 65 on $975,000

Asheville has long been one of the Southeast’s favorite retirement destinations, offering Blue Ridge scenery, a vibrant downtown, and easy…

Marc Guberti | Jun 30, 2026 at 7:22 PM EDT

Why a $50,000 401(k) Loan at 50 Could Quietly Cost You $100,000 by Retirement

A 50-year-old I will call Sarah has $750,000 in her 401(k), a daughter starting an expensive nursing program, and a…

Drew Wood | Jun 30, 2026 at 3:04 PM EDT

Her Husband Handled the Medicare Paperwork. After He Died, Her Premium Doubled Overnight.

After her first single-filer tax return entered Medicare’s two-year lookback, a 72-year-old widow in Ohio opened her Social Security statement…

David Beren | Jun 30, 2026 at 2:44 PM EDT

A 66-Year-Old With $1.1 Million in Her IRA Owes the IRS More Than She Thinks

A 66-year-old retiree opens her IRA statement, sees a balance of $1.1 million, and feels like she has won the…

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Personal Finance Articles

All Personal Finance Articles

The Average Inherited 401(k) Is $267,900. The 10-Year Rule Will Cost You Thousands in Taxes.

Here’s How You Can Retire to South Dakota at 62 on $900,000 and Pay No Income Tax

A 55-Year-Old With $1.4 Million in a 401(k) Can Retire Now Using This Roth Conversion Ladder Strategy

Why Retirees Could Get an Extra $97 a Month from Social Security In 2027

The Portfolio That Pays For Your Daughter’s Wedding

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

The 6% Test. How Wes Moss Decides Between a Pension Lump Sum and Monthly Payments

A $1.3 Million 401(k) Triggers a $19,800 Tax Bomb in Year One. Here’s How to Cut It in Half

Medicare Keeps You Alive. This Portfolio Keeps You Looking Good.

Never Pay Medicare Premiums Again. Here’s the Portfolio That Makes It Happen.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

Here’s How You Can Retire to the Mountains of Asheville, North Carolina, at 65 on $975,000

Why a $50,000 401(k) Loan at 50 Could Quietly Cost You $100,000 by Retirement

Her Husband Handled the Medicare Paperwork. After He Died, Her Premium Doubled Overnight.

A 66-Year-Old With $1.1 Million in Her IRA Owes the IRS More Than She Thinks

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

Top Invesco Analyst: The AI Trade That “Lifted All Boats” Is Over. Now Profitability Decides Winners As “Capacity Will Catch Up”

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here's the ETF Nobody's Heard Of

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

Personal Finance Articles

All Personal Finance Articles

The Average Inherited 401(k) Is $267,900. The 10-Year Rule Will Cost You Thousands in Taxes.

Here’s How You Can Retire to South Dakota at 62 on $900,000 and Pay No Income Tax

A 55-Year-Old With $1.4 Million in a 401(k) Can Retire Now Using This Roth Conversion Ladder Strategy

Why Retirees Could Get an Extra $97 a Month from Social Security In 2027

The Portfolio That Pays For Your Daughter’s Wedding

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

The 6% Test. How Wes Moss Decides Between a Pension Lump Sum and Monthly Payments

A $1.3 Million 401(k) Triggers a $19,800 Tax Bomb in Year One. Here’s How to Cut It in Half

Medicare Keeps You Alive. This Portfolio Keeps You Looking Good.

Never Pay Medicare Premiums Again. Here’s the Portfolio That Makes It Happen.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

Here’s How You Can Retire to the Mountains of Asheville, North Carolina, at 65 on $975,000

Why a $50,000 401(k) Loan at 50 Could Quietly Cost You $100,000 by Retirement

Her Husband Handled the Medicare Paperwork. After He Died, Her Premium Doubled Overnight.

A 66-Year-Old With $1.1 Million in Her IRA Owes the IRS More Than She Thinks

A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here’s the ETF Nobody’s Heard Of

Top Invesco Analyst: The AI Trade That “Lifted All Boats” Is Over. Now Profitability Decides Winners As “Capacity Will Catch Up”

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A $40,000 Capital Gain in 2025 Can Add Hundreds to Your 2027 Medicare Bill

Trump Accounts Auto-Buy SPYM on July 4. Here's the ETF Nobody's Heard Of