Personal Finance Articles

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5528 Articles

Marc Guberti | Jun 14, 2026 at 5:24 PM EDT

The 401(k) Move For 60-Year-Olds That Saves Six Figures in Lifetime Taxes: SECURE 2.0’s Hidden Roth Advantage

The conversation in the 401(k) plan office sounds the same across the country this year. A 60-year-old earning $180,000, holding…

Drew Wood | Jun 14, 2026 at 2:46 PM EDT

How to Build $3,000 a Month in Dividend Income Before You Turn 50

Building $3,000 a month in dividend income before age 50 can transform the way you think about work. While it…

Drew Wood | Jun 14, 2026 at 2:25 PM EDT

You Have $1 Million. Should You Retire In Sarasota Or Naples?

A couple in their mid-60s has done everything right. The mortgage is paid off, retirement accounts are healthy, and Social…

Gerelyn Terzo | Jun 14, 2026 at 1:49 PM EDT

The $2,400 Widow’s Benefit Myth: Why Claiming Early Doesn’t Cap What a Widow Receives

She turned on her own Social Security retirement benefit at 62, accepted the permanent reduction, and used the monthly check…

Maurie Backman | Jun 14, 2026 at 12:29 PM EDT

Claimed Social Security at 62? Here’s Why Your Monthly Benefits Could Still Increase

Claiming Social Security at 62 permanently reduces your monthly benefit by as much as 30%, but a formal do-over rule…

Gerelyn Terzo | Jun 14, 2026 at 11:59 AM EDT

Social Security’s $255 Death Benefit Hasn’t Changed Since the 1950s. Here’s What Surviving Spouses Actually Need.

Picture a surviving spouse, days after burying her husband, sitting at the kitchen table with a stack of bills. The…

Austin Smith | Jun 14, 2026 at 11:50 AM EDT

Why Claiming Social Security at 62 Locks In a 30 Percent Benefit Cut for the Rest of Your Life

You are 62, born in 1964, and the temptation is real. Maybe work feels heavier than it used to, the…

Marc Guberti | Jun 14, 2026 at 11:24 AM EDT

The $1.5 Million 401(k) Tax Trap: How Bracket Smoothing Saves Retirees From 40% Effective Rates

A couple retires at 62 with $1.5 million split across two traditional 401(k) plans, no pension, and Social Security on…

Drew Wood | Jun 14, 2026 at 10:48 AM EDT

Their Daughter Went Back for a Master’s in Social Work. Can These Pennsylvania Retirees Afford to Help?

Tom and Linda are proud of their daughter. At 29, she left a stable administrative job and returned to school…

Gerelyn Terzo | Jun 14, 2026 at 9:43 AM EDT

Married Only 3 Years Before He Died, She Still Collects a $2,100 Survivor Benefit. Here’s Why.

Picture a woman in her mid-60s who married later in life, enjoyed about three good years with her husband, and…

Drew Wood | Jun 14, 2026 at 9:34 AM EDT

What a $2 Million Dividend Portfolio Actually Pays a New York Retiree After Taxes

A $2 million dividend portfolio for retirement sounds like you’ve arrived. For a retired couple living in New York, however,…

Marc Guberti | Jun 14, 2026 at 8:24 AM EDT

The Three-Bucket 401(k) Withdrawal Strategy That Can Save Retirees Six Figures in Taxes

A 66-year-old couple needing $120,000 a year to live faces a costly choice: pulling all $120,000 from the 401(k) feels…

Drew Wood | Jun 14, 2026 at 6:29 AM EDT

A $750,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

The average retired worker receives roughly $23,700 per year from Social Security. A $750,000 portfolio dedicated to income generation can…

Michael Williams | Jun 14, 2026 at 6:25 AM EDT

How Far Does $10,000 a Month in Retirement at Age 65 Really Go in 2026?

A 65-year-old couple walks into retirement aiming for $10,000 a month gross. On paper, that is $120,000 a year, well…

Drew Wood | Jun 14, 2026 at 5:35 AM EDT

Can This Texas Couple Survive on One Income While She Chases a Writing Dream?

Rachel has wanted to write novels for as long as she can remember. For decades she squeezed writing into evenings,…

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Personal Finance Articles

All Personal Finance Articles

The 401(k) Move For 60-Year-Olds That Saves Six Figures in Lifetime Taxes: SECURE 2.0’s Hidden Roth Advantage

How to Build $3,000 a Month in Dividend Income Before You Turn 50

You Have $1 Million. Should You Retire In Sarasota Or Naples?

The $2,400 Widow’s Benefit Myth: Why Claiming Early Doesn’t Cap What a Widow Receives

Claimed Social Security at 62? Here’s Why Your Monthly Benefits Could Still Increase

Social Security’s $255 Death Benefit Hasn’t Changed Since the 1950s. Here’s What Surviving Spouses Actually Need.

Why Claiming Social Security at 62 Locks In a 30 Percent Benefit Cut for the Rest of Your Life

The $1.5 Million 401(k) Tax Trap: How Bracket Smoothing Saves Retirees From 40% Effective Rates

Their Daughter Went Back for a Master’s in Social Work. Can These Pennsylvania Retirees Afford to Help?

Married Only 3 Years Before He Died, She Still Collects a $2,100 Survivor Benefit. Here’s Why.

What a $2 Million Dividend Portfolio Actually Pays a New York Retiree After Taxes

The Three-Bucket 401(k) Withdrawal Strategy That Can Save Retirees Six Figures in Taxes

A $750,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

How Far Does $10,000 a Month in Retirement at Age 65 Really Go in 2026?

Can This Texas Couple Survive on One Income While She Chases a Writing Dream?

5 Stock Setups Where Wall Street Sees the Most Upside Right Now

BDC Dividends Face a Reckoning As Fed Rate Cuts Squeeze Earnings

AIPI Pays $13.50 Annually But Lags the AI Trade By 9 Percentage Points

The Spousal IRA Loophole: Fund Two Retirement Accounts on One Paycheck

Sunset on the Douro: Here's How to Retire to Portugal's Wine Country at 62 on $2,600 a Month

5 Stock Setups Where Wall Street Sees the Most Upside Right Now

BDC Dividends Face a Reckoning As Fed Rate Cuts Squeeze Earnings

Personal Finance Articles

All Personal Finance Articles

The 401(k) Move For 60-Year-Olds That Saves Six Figures in Lifetime Taxes: SECURE 2.0’s Hidden Roth Advantage

How to Build $3,000 a Month in Dividend Income Before You Turn 50

You Have $1 Million. Should You Retire In Sarasota Or Naples?

The $2,400 Widow’s Benefit Myth: Why Claiming Early Doesn’t Cap What a Widow Receives

Claimed Social Security at 62? Here’s Why Your Monthly Benefits Could Still Increase

Social Security’s $255 Death Benefit Hasn’t Changed Since the 1950s. Here’s What Surviving Spouses Actually Need.

Why Claiming Social Security at 62 Locks In a 30 Percent Benefit Cut for the Rest of Your Life

The $1.5 Million 401(k) Tax Trap: How Bracket Smoothing Saves Retirees From 40% Effective Rates

Their Daughter Went Back for a Master’s in Social Work. Can These Pennsylvania Retirees Afford to Help?

Married Only 3 Years Before He Died, She Still Collects a $2,100 Survivor Benefit. Here’s Why.

What a $2 Million Dividend Portfolio Actually Pays a New York Retiree After Taxes

The Three-Bucket 401(k) Withdrawal Strategy That Can Save Retirees Six Figures in Taxes

A $750,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

How Far Does $10,000 a Month in Retirement at Age 65 Really Go in 2026?

Can This Texas Couple Survive on One Income While She Chases a Writing Dream?

5 Stock Setups Where Wall Street Sees the Most Upside Right Now

BDC Dividends Face a Reckoning As Fed Rate Cuts Squeeze Earnings

AIPI Pays $13.50 Annually But Lags the AI Trade By 9 Percentage Points

Featured Reads

The Spousal IRA Loophole: Fund Two Retirement Accounts on One Paycheck

Sunset on the Douro: Here's How to Retire to Portugal's Wine Country at 62 on $2,600 a Month