3 Overlooked Vanguard ETFs to Buy in 2025
In this piece, we’ll check in on some of the more underrated exchange-traded fund (ETF) products that may be worth looking into as the great bull market runs for another year. Undoubtedly, it can…
Personal Finance
All Personal Finance Articles
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I’m 42 with $2.5 million in index funds and we’re not sure how much we spend per year and need help getting organized
Having organized financial records and a clear understanding of your annual spending is crucial when planning for early retirement. It allows you to accurately forecast how much money you’ll need, considering inflation and potential…
I am planning to retire but now here come opportunities – should I stop working or keep going?
A Redditor has spoken with their financial advisor and recently received the green light to retire. The Redditor previously planned to retire at 61 but may consider working for another two years, based on this…
I want to retire at 50 with $5 million — is this sufficient for a balanced retirement portfolio?
A balanced retirement portfolio is essential for securing your financial future. By spreading investments across various asset classes, you mitigate risks associated with market volatility. This approach not only protects your savings but also…
If you’re over 50 and make $500k per year, you should have this much saved for retirement – are you on track?
When you have a $500,000 annual income, you have a lot of money to replace as a retiree. The good news is that your current high earnings mean you should be able to invest…
How good is it to use a credit card that offers 2% cash back for every purchase?
You have a lot of different ways you could pay for purchases. One option is to pay cash, but that leaves you unprotected from fraud and obviously you won’t get any rewards. Debit cards…
My parents saved money for my siblings and I to go to college but I don’t want to help them with their retirement – am I wrong?
Reddit is full of wisdom and even financial questions we all need answers to. While we never advise you to take financial advice from strangers and always encourage meeting with a professional financial advisor…
Outside of Social Security, my parents have absolutely nothing for retirement and I’ll be stuck financing their retirement – is this normal?
How far can, and should, you go to help out your parents? This is an issue that a Reddit poster is grappling with now. His mother is ill and can't work and his dad…
Is Your Social Security COLA Falling Short? Here’s What to Do
In recent years, Social Security’s cost-of-living adjustments, or COLAs, have come in on the bigger side. But in 2025, seniors are only seeing their monthly benefits increase by 2.5%. Not only is that not…
Trump Wants to Eliminate Taxes on Social Security Benefits — but Will That Cause Even More Problems?
Social Security is a critical source of income for millions of retirees, a good number of whom have to get by on those monthly benefits alone due to a lack of savings. But many…
I’ve been investing in my 401(k) for the last 10 years and I wish that I had invested in Bitcoin instead
It’s all too easy for beginning investors to go overboard with the shoulda, woulda, and coulda. Undoubtedly, this type of mentality isn’t good for you, your portfolio, or your long-term financial game plan. Instead…
How Much the Average Millennial Could Make With a Cash Back Credit Card
As American consumers are feeling the squeeze of late-stage capitalism more and more, credit cards are continuing to emerge as the preferred method of payment, for Millennials, who make up $600 billion of annual…
3 More Reasons It’s Dangerous to Retire on Social Security Alone
Although millions of older Americans rely heavily on Social Security to make ends meet in retirement, an estimated 40% depend solely on those monthly benefits, according to the National Institute on Retirement Security. With…
I’m going to inherit a $15 million and I want to splurge on a $3 million condo in Florida – is this foolish?
If you’re inheriting $15 million, is it OK to splurge on a $3 million beachside condo? This was a question that one Reddit poster recently asked. The original poster (OP) said that he’s a…
I’m in my late 30s with over $7 million saved for retirement – I still feel like I need more of a cushion though
from 24/7 Wall St. With more than $7 million socked away for retirement, you’re clearly doing something right. Whether a nest egg that size will allow for an early retirement depends on your desired…