Personal Finance Articles

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4662 Articles

Ian Cooper | Apr 27, 2026 at 12:01 PM EDT

29-Year-Old Investor’s Goal: Generate ‘$1 Per Minute’ In Free Cash Flow

On a recent episode of Thoughtful Money with Adam Taggart, 29-year-old investor Peter Slegers described how he tracks his 18-company…

Ian Cooper | Apr 27, 2026 at 11:45 AM EDT

Why Taking Social Security at 62 Beats Waiting Until 70 (For Some)

Jackie Cummins Koski, co-host of the Catching Up to FI podcast, made the case on episode 210 that most near-retirees…

Marc Guberti | Apr 27, 2026 at 11:18 AM EDT

The Government Retirement Account That Lets You Withdraw at Any Age With Zero Penalty

If you work for a state government, city, county, school district, or public university, you likely have access to a…

Marc Guberti | Apr 27, 2026 at 9:18 AM EDT

The Retirement Plan That Lets Business Owners Contribute Over $200,000 a Year and Most Accountants Never Mention

A 58-year-old physician running a solo practice can legally shelter $374,000 from federal income taxes this year by combining a…

Marc Guberti | Apr 27, 2026 at 8:18 AM EDT

Why High Earners Are Funneling $7,500 a Year Through a Backdoor Roth IRA Even After Maxing Their 401(k)

A 35-year-old software engineer earning $220,000 can’t contribute directly to a Roth IRA. The income limit phases out completely for…

Christy Bieber | Apr 27, 2026 at 6:30 AM EDT

I Wish I Knew These 3 Things Before Buying My First House

Buying a home is one of the biggest financial decisions you’ll ever make, and it comes with a steep learning…

Carl Sullivan | Apr 26, 2026 at 2:56 PM EDT

‘You’re Going to Have a Miserable Marriage’: George Kamel to Newlywed Saving Too Much

George Kamel did not mince words when a 24-year-old newlywed called into The Ramsey Show asking whether he should skip…

Maurie Backman | Apr 26, 2026 at 1:30 PM EDT

Social Security Has a Funding Problem, but Benefit Cuts Aren’t the Only Solution

If you’re a retiree who receives Social Security and are worried about benefit cuts, you’re in good company. There’s been…

Carl Sullivan | Apr 26, 2026 at 12:55 PM EDT

The Cheapest Cars to Insure, According to Clark Howard

On a recent episode of The Clark Howard Podcast, John from North Carolina asked which cars are cheapest to insure.…

Christy Bieber | Apr 26, 2026 at 11:22 AM EDT

Your Decision to Claim Social Security Early Could Really Hurt Your Spouse. Here’s How

Your choice of when to claim Social Security may feel like a very personal decision. After all, many people need…

Ian Cooper | Apr 26, 2026 at 10:32 AM EDT

The SEC Just Scrapped the $25,000 Rule That Kept New Traders From Going Into Debt

Andrew Sather, co-host of The Investing for Beginners Podcast, described the US SEC’s decision to scrap the Pattern Day Trader…

Marc Guberti | Apr 26, 2026 at 10:18 AM EDT

The Inherited IRA Tax Bomb: Why a $500,000 Inheritance Could Cost Your Kids $125,000 in Taxes

Your parent spent 40 years building a $500,000 traditional IRA. When they leave it to you, the IRS becomes your…

Marc Guberti | Apr 26, 2026 at 9:18 AM EDT

The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account

A 58-year-old earning $280,000 a year has already maxed their pre-tax 401(k) deferral. What most do not know is…

Carl Sullivan | Apr 26, 2026 at 8:55 AM EDT

Is Identity Theft Insurance Worth It? What Clark Howard Thinks

Millions of Americans worry about theft of their financial identity and personal data. Wayne from New York recently called The…

Ian Cooper | Apr 26, 2026 at 7:37 AM EDT

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

A couple in their early fifties with $2.1 million saved and $350,000 in annual household income wrote in to the…

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Personal Finance Articles

All Personal Finance Articles

29-Year-Old Investor’s Goal: Generate ‘$1 Per Minute’ In Free Cash Flow

Why Taking Social Security at 62 Beats Waiting Until 70 (For Some)

The Government Retirement Account That Lets You Withdraw at Any Age With Zero Penalty

The Retirement Plan That Lets Business Owners Contribute Over $200,000 a Year and Most Accountants Never Mention

Why High Earners Are Funneling $7,500 a Year Through a Backdoor Roth IRA Even After Maxing Their 401(k)

I Wish I Knew These 3 Things Before Buying My First House

‘You’re Going to Have a Miserable Marriage’: George Kamel to Newlywed Saving Too Much

Social Security Has a Funding Problem, but Benefit Cuts Aren’t the Only Solution

The Cheapest Cars to Insure, According to Clark Howard

Your Decision to Claim Social Security Early Could Really Hurt Your Spouse. Here’s How

The SEC Just Scrapped the $25,000 Rule That Kept New Traders From Going Into Debt

The Inherited IRA Tax Bomb: Why a $500,000 Inheritance Could Cost Your Kids $125,000 in Taxes

The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account

Is Identity Theft Insurance Worth It? What Clark Howard Thinks

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

3 Utility Stocks That’ll Pay Your Bills For Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

Personal Finance Articles

All Personal Finance Articles

29-Year-Old Investor’s Goal: Generate ‘$1 Per Minute’ In Free Cash Flow

Why Taking Social Security at 62 Beats Waiting Until 70 (For Some)

The Government Retirement Account That Lets You Withdraw at Any Age With Zero Penalty

The Retirement Plan That Lets Business Owners Contribute Over $200,000 a Year and Most Accountants Never Mention

Why High Earners Are Funneling $7,500 a Year Through a Backdoor Roth IRA Even After Maxing Their 401(k)

I Wish I Knew These 3 Things Before Buying My First House

‘You’re Going to Have a Miserable Marriage’: George Kamel to Newlywed Saving Too Much

Social Security Has a Funding Problem, but Benefit Cuts Aren’t the Only Solution

The Cheapest Cars to Insure, According to Clark Howard

Your Decision to Claim Social Security Early Could Really Hurt Your Spouse. Here’s How

The SEC Just Scrapped the $25,000 Rule That Kept New Traders From Going Into Debt

The Inherited IRA Tax Bomb: Why a $500,000 Inheritance Could Cost Your Kids $125,000 in Taxes

The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account

Is Identity Theft Insurance Worth It? What Clark Howard Thinks

Why $2.1 Million in Retirement Accounts Isn’t Enough to Retire Early at 54

1 Plain-As-Day Dividend King to Buy and Never Sell That Has Increased Its Payout for 64 Consecutive Years

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old’s Medicare Costs

3 Utility Stocks That’ll Pay Your Bills For Years

Featured Reads

The RMD Trap: How a Single $95,000 Withdrawal Blindsided a 73-Year-Old's Medicare Costs

The Roth Conversion That Added $999.60 to a Retiree's Medicare Bill...Two Years Later