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Carl Sullivan | Apr 16, 2026 at 6:36 AM EDT

Can You Use Whole Life Insurance to Create Generational Wealth?

Tyler called into The Clark Howard Podcast after someone told him that overfunded whole life insurance was a “no-brainer” for…

Marc Guberti | Apr 16, 2026 at 6:30 AM EDT

3 Big Advantages of a 15-Year Mortgage

Buying a house is a complex process full of important decisions, one of the most significant being your mortgage. Choosing…

Austin Smith | Apr 16, 2026 at 5:30 AM EDT

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

A stepmom named Leslie called The Ramsey Show with a question that sounds like a $1,200 decision but is really…

Joel South | Apr 15, 2026 at 2:25 PM EDT

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

Americans are driving more miles than ever before, yet pulling up to the pump and spending less on gas than…

David Beren | Apr 15, 2026 at 2:00 PM EDT

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

A 73-year-old with $1.5 million in a traditional 401(k) faces a forced withdrawal of roughly $56,600 this year. The IRS…

David Beren | Apr 15, 2026 at 1:22 PM EDT

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

A cardiologist who retires at 60 with $2 million in a traditional 401(k) and delays Social Security until 67 has…

Christy Bieber | Apr 15, 2026 at 12:25 PM EDT

How Much Could Working Part-Time Reduce Your Social Security Checks?

Collecting Social Security doesn’t necessarily mean that you’re ready to give up working forever. Many people retire and claim benefits…

Carl Sullivan | Apr 15, 2026 at 11:06 AM EDT

How Can a Couple Making $250K Per Year Be Broke?

It sounds nearly impossible on paper: a couple with a $250,000 annual income somehow is still running a $5,000 monthly…

Carl Sullivan | Apr 15, 2026 at 11:05 AM EDT

When It Doesn’t Make Sense to Move to Low-Fee Funds

Cynthia from Missouri asked a question that probably crosses the mind of every investor who has ever looked at their…

Drew Wood | Apr 15, 2026 at 11:00 AM EDT

The “Quit Your Job” Portfolio Pays $85,000 From $1.25 Million

An $85,000 annual income sits right at the edge of what a $1.25 million portfolio can realistically deliver, but only…

Austin Smith | Apr 15, 2026 at 10:15 AM EDT

Dave Ramsey Breaks Down the $8,000 Mistake: 68 Months to Break Even on an ARM

A first-time homeowner called into The Ramsey Show on April 6 with a gut feeling he had made a mistake.…

Gerelyn Terzo | Apr 15, 2026 at 9:47 AM EDT

A Single 409A Mistake Can Trigger Taxes on Deferred Pay

Most executives who participate in non-qualified deferred compensation plans spend more time thinking about how much to defer than about…

Ian Cooper | Apr 15, 2026 at 9:32 AM EDT

54 With $1.8 Million: Why Maxing Out Your 401(k) Comes Before a Grandchild’s College Fund

At 54 with $1.8 million saved, you are in a strong position. The gap between “strong” and “finished” is exactly…

Ian Cooper | Apr 15, 2026 at 9:26 AM EDT

What $2.2 Million in Retirement Savings Really Means When You Work for Purpose, Not Paychecks

You have $2.2 million saved, your bills are covered, and you show up at a retail store twice a week…

Ian Cooper | Apr 15, 2026 at 9:21 AM EDT

We’re 78 and Want to Use Our 2026 RMD to Treat Our Kids and Grandkids to a Vacation. How Should We Approach This?

At 78, you’ve already cleared the first Requited Monthly Distribution (RMD) hurdle years ago. The distributions are mandatory, the tax…

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Personal Finance Articles

All Personal Finance Articles

Can You Use Whole Life Insurance to Create Generational Wealth?

3 Big Advantages of a 15-Year Mortgage

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

How Much Could Working Part-Time Reduce Your Social Security Checks?

How Can a Couple Making $250K Per Year Be Broke?

When It Doesn’t Make Sense to Move to Low-Fee Funds

The “Quit Your Job” Portfolio Pays $85,000 From $1.25 Million

Dave Ramsey Breaks Down the $8,000 Mistake: 68 Months to Break Even on an ARM

A Single 409A Mistake Can Trigger Taxes on Deferred Pay

54 With $1.8 Million: Why Maxing Out Your 401(k) Comes Before a Grandchild’s College Fund

What $2.2 Million in Retirement Savings Really Means When You Work for Purpose, Not Paychecks

We’re 78 and Want to Use Our 2026 RMD to Treat Our Kids and Grandkids to a Vacation. How Should We Approach This?

Live: Will Oracle Crush Q4 Earnings After the Market Closes Tonight?

3 Dividend Stocks Built for Retirement to Buy in June

From PC Maker to AI Giant: How Dell Rewarded Patient Investors With Nearly 1,900% Gains and AI Capex Determines The Future

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

3 Dividend Stocks Built for Retirement to Buy in June

From PC Maker to AI Giant: How Dell Rewarded Patient Investors With Nearly 1,900% Gains and AI Capex Determines The Future

Personal Finance Articles

All Personal Finance Articles

Can You Use Whole Life Insurance to Create Generational Wealth?

3 Big Advantages of a 15-Year Mortgage

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

How Much Could Working Part-Time Reduce Your Social Security Checks?

How Can a Couple Making $250K Per Year Be Broke?

When It Doesn’t Make Sense to Move to Low-Fee Funds

The “Quit Your Job” Portfolio Pays $85,000 From $1.25 Million

Dave Ramsey Breaks Down the $8,000 Mistake: 68 Months to Break Even on an ARM

A Single 409A Mistake Can Trigger Taxes on Deferred Pay

54 With $1.8 Million: Why Maxing Out Your 401(k) Comes Before a Grandchild’s College Fund

What $2.2 Million in Retirement Savings Really Means When You Work for Purpose, Not Paychecks

We’re 78 and Want to Use Our 2026 RMD to Treat Our Kids and Grandkids to a Vacation. How Should We Approach This?

Live: Will Oracle Crush Q4 Earnings After the Market Closes Tonight?

3 Dividend Stocks Built for Retirement to Buy in June

From PC Maker to AI Giant: How Dell Rewarded Patient Investors With Nearly 1,900% Gains and AI Capex Determines The Future

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

Featured Reads

Retired Couple With $1.9 Million Faces $4,800 IRMAA Surprise After Stock Sale

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation