Personal Finance Articles

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5150 Articles

Ian Cooper | May 12, 2026 at 7:39 AM EDT

The Widow’s Tax Penalty Means Filing Single Squeezes $98,670 Into Narrower Brackets

Thirteen months after her husband’s death, a 75-year-old widow with $1.8 million sitting in her own and spousal-rolled-over IRAs is…

Gerelyn Terzo | May 12, 2026 at 7:15 AM EDT

How a 64-Year-Old Couple Added $200,000 to Social Security by Delaying One Claim

Picture a couple in their mid-60s trying to figure out when each should claim Social Security. One spouse earned more…

Gerelyn Terzo | May 12, 2026 at 6:47 AM EDT

When Claiming Social Security at 62 Beats Waiting Until 70 in Real Dollars

The standard advice on Social Security has hardened into gospel: wait until 70 and collect the biggest possible check. For…

Austin Smith | May 12, 2026 at 6:15 AM EDT

The Three-Bucket 401(k) Withdrawal Hack That Can Save Retirees Six Figures in Taxes

A married couple, ages 64 and 65, retired last year with $2.4 million spread across a traditional 401(k), a Roth…

Gerelyn Terzo | May 12, 2026 at 5:23 AM EDT

The Breakeven Math: Why Delaying Social Security From 67 to 70 Pays Off After Age 82

You hit your full retirement age at 67 with a Primary Insurance Amount (PIA) that pays $3,000 a month, or…

Jeremy Phillips | May 12, 2026 at 1:56 AM EDT

Start Investing at 25 Instead of 35: The Math Shows You’ll Have $426,000 More by 65

A 25 year old who invests $5,000 a year for a decade and then never contributes another dollar ends up…

Don Lair | May 12, 2026 at 1:53 AM EDT

You Owned Your House Before Marriage: But Half the Equity Gain Still Isn’t Yours

You bought the house. Your name is on the deed. You closed before you ever met your spouse, paid the…

Ian Cooper | May 11, 2026 at 11:40 AM EDT

Solo 401(k) Contributions Can Save You $30,000+ in Taxes This Year

On a recent episode of NerdWallet’s Smart Money Podcast titled Is College Worth It in 2026? Plus, How to Split…

Carl Sullivan | May 11, 2026 at 9:25 AM EDT

How Extending College Over 4 Years Costs a Ton of Money

We all know that college is expensive. It gets even pricier when students stretch beyond the traditional 4-year undergraduate timeline.…

Austin Smith | May 11, 2026 at 8:55 AM EDT

After-Tax 401(k) Contributions Can Build $1.3 Million in Roth Wealth. Here’s How to Unlock Yours.

A 47-year-old dual-income couple pulling $400,000 in W-2 wages has already done the obvious: both spouses max their employee deferrals…

Drew Wood | May 11, 2026 at 8:42 AM EDT

How Much You Really Need Invested to Earn $500 a Month in Dividends Without Lifting a Finger

Five hundred dollars a month in passive dividend income can make a meaningful dent in everyday expenses, whether it helps…

Drew Wood | May 11, 2026 at 7:29 AM EDT

A $200,000 Portfolio That Quietly Pays You $930 a Month

Turning $200,000 into $930 a month takes a portfolio yield of about 5.6%. That is not some kind of fantasy…

Carl Sullivan | May 11, 2026 at 7:25 AM EDT

Money Lessons From the NFL Millionaire Who Drove a Camry His Rookie Year

Most NFL rookies treat their first contract like a lottery ticket. Arik Armstead was drafted in the first round by…

Austin Smith | May 11, 2026 at 6:20 AM EDT

The $3.2 Million 401(k) Tax Bomb That Early Retirees Can Dodge With Strategic Conversions

A 58-year-old husband with $1.9 million in his traditional 401(k) and his 59-year-old wife with $1.3 million in hers retired…

David Beren | May 10, 2026 at 1:50 PM EDT

Goldman Sachs Retirement Survey 2025: 58% of Americans Expect to Outlive Their Savings, and the Income Strategy That Changes the Math

The Goldman Sachs Retirement Survey 2025 captures a tension that runs through the entire retirement landscape. A full 68% of…

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Personal Finance Articles

All Personal Finance Articles

The Widow’s Tax Penalty Means Filing Single Squeezes $98,670 Into Narrower Brackets

How a 64-Year-Old Couple Added $200,000 to Social Security by Delaying One Claim

When Claiming Social Security at 62 Beats Waiting Until 70 in Real Dollars

The Three-Bucket 401(k) Withdrawal Hack That Can Save Retirees Six Figures in Taxes

The Breakeven Math: Why Delaying Social Security From 67 to 70 Pays Off After Age 82

Start Investing at 25 Instead of 35: The Math Shows You’ll Have $426,000 More by 65

You Owned Your House Before Marriage: But Half the Equity Gain Still Isn’t Yours

Solo 401(k) Contributions Can Save You $30,000+ in Taxes This Year

How Extending College Over 4 Years Costs a Ton of Money

After-Tax 401(k) Contributions Can Build $1.3 Million in Roth Wealth. Here’s How to Unlock Yours.

How Much You Really Need Invested to Earn $500 a Month in Dividends Without Lifting a Finger

A $200,000 Portfolio That Quietly Pays You $930 a Month

Money Lessons From the NFL Millionaire Who Drove a Camry His Rookie Year

The $3.2 Million 401(k) Tax Bomb That Early Retirees Can Dodge With Strategic Conversions

Goldman Sachs Retirement Survey 2025: 58% of Americans Expect to Outlive Their Savings, and the Income Strategy That Changes the Math

Stellar Has 9 Times More Tokenized Assets Than XRP but XRP Is Worth 11 Times More

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever - Here's Why

Stellar Has 9 Times More Tokenized Assets Than XRP but XRP Is Worth 11 Times More

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Personal Finance Articles

All Personal Finance Articles

The Widow’s Tax Penalty Means Filing Single Squeezes $98,670 Into Narrower Brackets

How a 64-Year-Old Couple Added $200,000 to Social Security by Delaying One Claim

When Claiming Social Security at 62 Beats Waiting Until 70 in Real Dollars

The Three-Bucket 401(k) Withdrawal Hack That Can Save Retirees Six Figures in Taxes

The Breakeven Math: Why Delaying Social Security From 67 to 70 Pays Off After Age 82

Start Investing at 25 Instead of 35: The Math Shows You’ll Have $426,000 More by 65

You Owned Your House Before Marriage: But Half the Equity Gain Still Isn’t Yours

Solo 401(k) Contributions Can Save You $30,000+ in Taxes This Year

How Extending College Over 4 Years Costs a Ton of Money

After-Tax 401(k) Contributions Can Build $1.3 Million in Roth Wealth. Here’s How to Unlock Yours.

How Much You Really Need Invested to Earn $500 a Month in Dividends Without Lifting a Finger

A $200,000 Portfolio That Quietly Pays You $930 a Month

Money Lessons From the NFL Millionaire Who Drove a Camry His Rookie Year

The $3.2 Million 401(k) Tax Bomb That Early Retirees Can Dodge With Strategic Conversions

Goldman Sachs Retirement Survey 2025: 58% of Americans Expect to Outlive Their Savings, and the Income Strategy That Changes the Math

Stellar Has 9 Times More Tokenized Assets Than XRP but XRP Is Worth 11 Times More

The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever – Here’s Why

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The Average Retiree Could Lose $6,000+ in Social Security Benefits per Year Unless Congress Acts Soon

Social Security COLAs Are Poised to Disappear, Possibly Forever - Here's Why