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5132 Articles

Carl Sullivan | May 6, 2026 at 9:01 AM EDT

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

A North Carolina listener recently called into the Clark Howard podcast to ask about backdoor IRAs, a legal strategy that…

Maurie Backman | May 6, 2026 at 9:01 AM EDT

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Social Security benefits come from decades of payroll contributions, making their taxation particularly frustrating for retirees. The One Big Beautiful…

David Beren | May 6, 2026 at 8:54 AM EDT

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

Credit cards carried the load in Q4 as Americans piled another $44 billion onto their balances, pushing the total to…

Marc Guberti | May 6, 2026 at 8:39 AM EDT

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

A 60-year-old engineer in Charlotte posted to a Bogleheads thread last month with a question her CPA had ducked twice:…

Gerelyn Terzo | May 6, 2026 at 8:33 AM EDT

The Social Security Tax Torpedo: How One IRA Withdrawal Can Cost $5,000

The Setup That Catches Retirees Off Guard Picture a 67-year-old single retiree collecting $40,000 a year from Social Security, about…

Drew Wood | May 6, 2026 at 8:30 AM EDT

5 Monthly Dividend Investments That Add Up to $2,500 Every Single Month

Most portfolios do not fail because the math is impossible. They fail because real life bills arrive every 30 days…

Carl Sullivan | May 6, 2026 at 8:17 AM EDT

The Identity Trap That Keeps People Working Years After They Can Afford to Quit

It was a peak career moment. Googler Adam Coelho stood in front of Google CEO Sundar Pichai and other execs,…

Carl Sullivan | May 6, 2026 at 8:01 AM EDT

Tips for Setting Up Your First Rental Property, From the Retire SMART Podcast

Owning rental property can be a great income stream, but getting started isn’t easy. The Retire SMART Podcast recently offered…

Drew Wood | May 6, 2026 at 7:28 AM EDT

A $750,000 Portfolio That Quietly Pays You $41,700 a Year

A $750,000 nest egg throwing off $41,700 a year in income works out to a blended yield near 5.6%. That…

Carl Sullivan | May 6, 2026 at 7:17 AM EDT

Ari Taublieb’s Retirement Warning: You’ve Hit Your Number, But Psychology May Stop You Cold

Many people say they can’t wait to retire. Yet when the time comes, many can’t take the plunge. “Most people…

Marc Guberti | May 6, 2026 at 6:30 AM EDT

Are Travel Points Credit Cards a Smart Strategy or a Deception?

Travel rewards credit cards promise free flights, hotel stays, and exclusive perks. But is the reality really that simple? While…

Carl Sullivan | May 6, 2026 at 6:17 AM EDT

Joint Bank Accounts Are Dying: Why Just 77% of Married Couples Share Money Now

Traditionally, married couples have combined finances into one shared budget. But times are changing and there can be many good…

Don Lair | May 5, 2026 at 7:42 PM EDT

The DOJ just charged 324 defendants in the largest Medicare fraud takedown ever — $14.6 billion that’s now reaching retirees’ statements

The Department of Justice’s 2025 healthcare fraud takedown charged 324 defendants with $14.6 billion in losses — more than double…

Drew Wood | May 5, 2026 at 3:32 PM EDT

A $360,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

The average retired worker collects about $2,071 a month from Social Security 2026, or roughly $24,852 a year. That sets…

David Beren | May 5, 2026 at 1:45 PM EDT

27% of Americans Own ETFs but Allocate Just 6%, Here’s Why That Costs Them Retirement Income

The Charles Schwab Modern Wealth Survey 2025 found that 27% of American investors own ETFs, yet those funds account for…

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Personal Finance Articles

All Personal Finance Articles

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

The Social Security Tax Torpedo: How One IRA Withdrawal Can Cost $5,000

5 Monthly Dividend Investments That Add Up to $2,500 Every Single Month

The Identity Trap That Keeps People Working Years After They Can Afford to Quit

Tips for Setting Up Your First Rental Property, From the Retire SMART Podcast

A $750,000 Portfolio That Quietly Pays You $41,700 a Year

Ari Taublieb’s Retirement Warning: You’ve Hit Your Number, But Psychology May Stop You Cold

Are Travel Points Credit Cards a Smart Strategy or a Deception?

Joint Bank Accounts Are Dying: Why Just 77% of Married Couples Share Money Now

The DOJ just charged 324 defendants in the largest Medicare fraud takedown ever — $14.6 billion that’s now reaching retirees’ statements

A $360,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

27% of Americans Own ETFs but Allocate Just 6%, Here’s Why That Costs Them Retirement Income

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

OpenAI IPO May Not Be Coming Anytime Soon, Veteran Journalist Says

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits "by 30.3%" for New Retirees as Trust Fund Collapse Accelerates

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

Personal Finance Articles

All Personal Finance Articles

Clark Howard: ‘95% of Wage Earners Would Be Better Off’ With a Roth IRA

Social Security Is Taxed in These 8 States in 2026. The Other 42 Don’t Touch It.

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

The Roth 401(k) Switch Pre-Retirees Are Making at 60 to Lock In Tax-Free Income for Life

The Social Security Tax Torpedo: How One IRA Withdrawal Can Cost $5,000

5 Monthly Dividend Investments That Add Up to $2,500 Every Single Month

The Identity Trap That Keeps People Working Years After They Can Afford to Quit

Tips for Setting Up Your First Rental Property, From the Retire SMART Podcast

A $750,000 Portfolio That Quietly Pays You $41,700 a Year

Ari Taublieb’s Retirement Warning: You’ve Hit Your Number, But Psychology May Stop You Cold

Are Travel Points Credit Cards a Smart Strategy or a Deception?

Joint Bank Accounts Are Dying: Why Just 77% of Married Couples Share Money Now

The DOJ just charged 324 defendants in the largest Medicare fraud takedown ever — $14.6 billion that’s now reaching retirees’ statements

A $360,000 Portfolio That Quietly Pays You More Than the Average Social Security Check

27% of Americans Own ETFs but Allocate Just 6%, Here’s Why That Costs Them Retirement Income

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

OpenAI IPO May Not Be Coming Anytime Soon, Veteran Journalist Says

Featured Reads

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits "by 30.3%" for New Retirees as Trust Fund Collapse Accelerates