Personal Finance Articles

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5146 Articles

Drew Wood | May 1, 2026 at 4:53 AM EDT

Why Your Retirement Age Does Not Matter (But This Number Does)

Most people walk into a retirement conversation asking the wrong question. They want to know whether 62, 65, or 67…

Maurie Backman | May 1, 2026 at 4:19 AM EDT

Interest Rate Pause Leaves Social Security Unchanged—but Could Shape Future COLAs

When the Federal Reserve opted to hold interest rates steady in April, it didn’t necessarily come as a huge…

Maurie Backman | May 1, 2026 at 3:37 AM EDT

How the Fed’s Interest Rate Decision Will Impact Your Social Security Checks This Month

The Federal Reserve made headlines in April by choosing to hold interest rates steady, extending an ongoing pause. Of course,…

Drew Wood | Apr 30, 2026 at 9:49 PM EDT

How Much Do You Really Need Invested to Replace a $75,000 Salary With Dividends?

Replacing a $75,000 salary with dividends means replacing a real skilled-worker paycheck, the kind earned by many nurses, electricians, accountants,…

Drew Wood | Apr 30, 2026 at 9:49 PM EDT

How Much Do You Really Need Invested to Replace a $120,000 Salary With Dividends?

A $120,000 salary is not ordinary paycheck territory. It puts a household near the upper tier of American earners, high…

David Beren | Apr 30, 2026 at 9:10 PM EDT

73% of Americans Chasing Quick Gains Admit They Feel Financially Behind

Speculative assets have moved well past the fringe in 2026. Prediction markets, sports betting platforms, and cryptocurrencies are now part…

Omor Ibne Ehsan | Apr 30, 2026 at 9:03 PM EDT

K-Shaped and Cracking: Stocks Hit All-Time Highs as Consumer Sentiment Posts Lowest Score in History

The SPY closed Wednesday near $711.58, and the University of Michigan consumer sentiment index just printed 48, the lowest reading…

Drew Wood | Apr 30, 2026 at 8:08 PM EDT

For a $2.4 Million Retiree, the Sequence of Returns in Years 1-3 Matters More Than Total Savings

Two retirees, same $2.4 million starting balance, same 7% average annual return over 20 years, same $96,000 annual withdrawal. One…

Drew Wood | Apr 30, 2026 at 5:24 PM EDT

How Much Do You Really Need Invested to Replace a $50,000 Salary With Dividends?

A $50,000 paycheck is close to what many American workers actually earn. The Census Bureau reported 2024 median earnings of…

David Beren | Apr 30, 2026 at 9:41 AM EDT

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Vanguard’s 2025 How America Saves report describes a 401(k) landscape that appears healthy on the surface yet strained beneath. The…

Maurie Backman | Apr 30, 2026 at 8:54 AM EDT

Social Security Tax Reprieve Has a Shocking Cost for Retirees

If there’s one thing seniors on Social Security have long griped about, and understandably so, it’s the fact that benefits…

Carl Sullivan | Apr 30, 2026 at 8:49 AM EDT

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Shelby is a blended-family mom with three kids of her own and a fiancé with his own child. She’s a…

David Beren | Apr 30, 2026 at 8:29 AM EDT

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

A perception gap is keeping millions of Americans on the sidelines of the stock market. This is especially true if…

Carl Sullivan | Apr 30, 2026 at 7:49 AM EDT

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

How much of a nest egg should be held aside for potential long-term care, separate from retirement spending money? That…

Maurie Backman | Apr 30, 2026 at 7:19 AM EDT

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Elevated borrowing rates have been making life difficult for consumers. And many are hoping the Federal Reserve will opt…

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Personal Finance Articles

All Personal Finance Articles

Why Your Retirement Age Does Not Matter (But This Number Does)

Interest Rate Pause Leaves Social Security Unchanged—but Could Shape Future COLAs

How the Fed’s Interest Rate Decision Will Impact Your Social Security Checks This Month

How Much Do You Really Need Invested to Replace a $75,000 Salary With Dividends?

How Much Do You Really Need Invested to Replace a $120,000 Salary With Dividends?

73% of Americans Chasing Quick Gains Admit They Feel Financially Behind

K-Shaped and Cracking: Stocks Hit All-Time Highs as Consumer Sentiment Posts Lowest Score in History

For a $2.4 Million Retiree, the Sequence of Returns in Years 1-3 Matters More Than Total Savings

How Much Do You Really Need Invested to Replace a $50,000 Salary With Dividends?

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Social Security Tax Reprieve Has a Shocking Cost for Retirees

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don't Know They Can Claim Social Security on an Ex-Wife's Record. At 67, He Learned He Could, No Permission Needed.

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Personal Finance Articles

All Personal Finance Articles

Why Your Retirement Age Does Not Matter (But This Number Does)

Interest Rate Pause Leaves Social Security Unchanged—but Could Shape Future COLAs

How the Fed’s Interest Rate Decision Will Impact Your Social Security Checks This Month

How Much Do You Really Need Invested to Replace a $75,000 Salary With Dividends?

How Much Do You Really Need Invested to Replace a $120,000 Salary With Dividends?

73% of Americans Chasing Quick Gains Admit They Feel Financially Behind

K-Shaped and Cracking: Stocks Hit All-Time Highs as Consumer Sentiment Posts Lowest Score in History

For a $2.4 Million Retiree, the Sequence of Returns in Years 1-3 Matters More Than Total Savings

How Much Do You Really Need Invested to Replace a $50,000 Salary With Dividends?

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Social Security Tax Reprieve Has a Shocking Cost for Retirees

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Featured Reads

How High-Yield Savings Accounts and Money Markets Compare for Savers

Most Men Don't Know They Can Claim Social Security on an Ex-Wife's Record. At 67, He Learned He Could, No Permission Needed.