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5724 Articles

Carl Sullivan | Apr 20, 2026 at 10:16 AM EDT

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Charlie is a retired IBM computer engineer with $2.4 million in net worth and 50 years of sports officiating under…

Gerelyn Terzo | Apr 20, 2026 at 9:52 AM EDT

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

A 4.5% municipal bond yield and a 4.29% 10-year Treasury yield look nearly identical on paper. For someone in the…

Gerelyn Terzo | Apr 20, 2026 at 9:49 AM EDT

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

A married couple each collecting Social Security discovers they owe taxes they never expected. Their benefits felt modest. Their IRA…

Drew Wood | Apr 20, 2026 at 9:08 AM EDT

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

Retiring at 67 with $950,000 saved and Social Security paying $3,200 per month looks comfortable on paper. Run the standard…

Drew Wood | Apr 20, 2026 at 9:06 AM EDT

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

$700,000 invested at a blended yield near 6.4% produces roughly $45,000 a year in income. That is a full-time median…

Drew Wood | Apr 20, 2026 at 9:05 AM EDT

The 8% Yield Portfolio That Actually Lets You Sleep at Night

An 8% yield sits in a sweet spot: high enough to generate real income on a realistic capital base, low…

Gerelyn Terzo | Apr 20, 2026 at 6:52 AM EDT

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

A physician in California earning $500,000 a year hands roughly half of every dollar of taxable investment income to the…

Gerelyn Terzo | Apr 20, 2026 at 6:27 AM EDT

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

A law signed in January 2025 eliminated two provisions that had reduced or wiped out Social Security benefits for earners…

Drew Wood | Apr 19, 2026 at 12:08 PM EDT

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

Retiring at 62 with $1.8 million puts a couple in genuinely strong financial shape. The problem is the calendar. Medicare…

Gerelyn Terzo | Apr 19, 2026 at 10:49 AM EDT

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

Pull $40,000 from a traditional IRA to cover living expenses, and you might expect a typical tax bill on that…

Gerelyn Terzo | Apr 19, 2026 at 10:27 AM EDT

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

Most Medicare enrollees pay the same $202.90 per month for Part B coverage. But cross one of five critical income…

Christy Bieber | Apr 19, 2026 at 10:20 AM EDT

This is the Biggest Social Security Check Any Senior Will Get in 2026

Social Security benefits are a key income source for many people, but not every retiree gets the same amount of…

Drew Wood | Apr 19, 2026 at 9:00 AM EDT

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

At 6% yield, a $1.5 million portfolio produces $90,000 per year. That is achievable today with real income investments. The…

Gerelyn Terzo | Apr 19, 2026 at 8:52 AM EDT

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

A 30-year AA-rated municipal bond currently yields 4.75%, and that number looks modest next to a 7% corporate bond. But…

Austin Smith | Apr 19, 2026 at 8:30 AM EDT

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

Jeff from Austin called The Ramsey Show in April with a problem that is more common than most families want…

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Personal Finance Articles

All Personal Finance Articles

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

The 8% Yield Portfolio That Actually Lets You Sleep at Night

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

This is the Biggest Social Security Check Any Senior Will Get in 2026

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

NLR Trades at 0.61%: Why This Nuclear Fund Beats Uranium Miners

Tom Lee’s ‘Granny Shots’ ETF Is Beating the S&P Again, and He’s Calling for 8,000

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

If You Just Inherited an IRA, Read This

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

NLR Trades at 0.61%: Why This Nuclear Fund Beats Uranium Miners

Personal Finance Articles

All Personal Finance Articles

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

The 8% Yield Portfolio That Actually Lets You Sleep at Night

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

This is the Biggest Social Security Check Any Senior Will Get in 2026

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

NLR Trades at 0.61%: Why This Nuclear Fund Beats Uranium Miners

Tom Lee’s ‘Granny Shots’ ETF Is Beating the S&P Again, and He’s Calling for 8,000

Featured Reads

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

If You Just Inherited an IRA, Read This