What Is Ripple’s (XRP) On-Demand Liquidity Service?
Sending money abroad still means handing it off through a chain of banks, each one adding time and taking a cut. A transfer that should take seconds can take days, and the fees often…
Archive
Year: 2026
All Year: 2026 Articles
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Best Crypto To Buy With $100 Right Now
Major cryptos are still trading well below their 2025 peaks, and the pullback that started in late December hit altcoins way more than Bitcoin (CRYPTO: BTC). Ethereum (CRYPTO: ETH) is more than 57% off…
Housing Prices Down 6 Percent. Your Property Tax Bill Probably Won’t Follow
On Episode 415 of the Retire SMART Podcast, “Beefing” with Housing Prices, the host flagged a frustration showing up in mailboxes across the country. Median sales prices are down 6% year over year and…
ETHA’s Spot Ethereum Promise Hides a Staking Yield It Cannot Pass Through to Holders
The iShares Ethereum Trust ETF (NASDAQ:ETHA) gave U.S. brokerage investors spot ether exposure in a wrapper that fits inside an IRA, 401(k), or standard equity account. ETHA has gathered more than 2 million ETH,…
My Husband Secretly Gave His Parents $16,000 From Our $240k Income. Should I Insist on Marriage Counseling?
A caller named Samantha from Birmingham phoned The Ramsey Show with a question that sounds like it is about money but is actually about something much harder to fix. Her contractor husband had been…
From $90K Bet to $800K Windfall: When Does a Winning Oil Trade Become a Retirement Risk?
Richard from Staten Island has a problem most investors would envy. Six years ago, on his son’s suggestion to capitalize on crashed oil prices, he put $90,000 to $100,000 into Occidental Petroleum at $9…
Rent Prices Are Dropping Nationwide: Here’s the One Question Landlords Hope You Never Ask
The hosts of The Best One Yet, a daily business podcast, laid out a piece of advice this spring that most renters never act on: ask your landlord to lower your rent. Their framing…
I took a 100% interest rate payday loan to help a friend with $1,500: am I making a huge mistake?
On a recent episode of Financial Audit titled “Predator EXPOSED On Financial Audit,” host Caleb Hammer confronted a guest named Liam who had taken out a $1,950 payday loan at 100% APR to help…
A 67-Year-Old Solo 401(k) Holder Just Found $234,000 of Additional Roth Conversion Headroom Most Self-Employed Retirees Miss
A 67-year-old consultant filing a Schedule C with $185,000 in net self-employment income and a $1.4 million pre-tax Solo 401(k) sits in an unusual planning window. She intends to keep a handful of clients…
Is It Worth Investing in Bitcoin Right Now?
Bitcoin (CRYPTO: BTC) is trading at $75,700 today, 40% below its all-time high of $126,000. BTC started the year at $95,000, crashed to $60,000 in February, then recovered toward $81,000 in early May, but…
Why Your $2M Portfolio Doesn’t Determine Your Retirement (This One Withdrawal Number Does)
Linda is 64, single with no dependents, and staring at a $2 million brokerage statement wondering if it is enough. She has spent 30 years watching that number grow. Now she wants to know…
Goldman Says Nvidia and Micron Are the Biggest AI Winners: 5 Stocks to Take Advantage of it Now
Goldman Sachs just named NVIDIA and Micron Technology the biggest AI winners of the next earnings cycle, and the stock is already moving. Micron is up 214% year-to-date. If you are still trying to…
Why a 72-Year-Old With $2.2M Faces $7.4K in Annual Medicare Surcharges
A single 72-year-old retiree sitting on a $2.2 million traditional IRA looks, on paper, like a textbook success story. Then the first required minimum distribution (RMD) arrives, and the tax code reveals a second…
FBTC Holds $12 Billion in Bitcoin But Spot ETF Holders Pay Ordinary Income Tax on Forced Distributions Most Have Never Considered
Most holders of the Fidelity Wise Origin Bitcoin Fund (CBOE:FBTC) bought it for one reason: they wanted Bitcoin exposure inside a normal brokerage account without dealing with wallets, keys, or exchanges. FBTC has delivered…
XRP ETF Inflows Just Hit a 2026 High: Is a Price Surge Coming?
XRP (CRYPTO: XRP) is trading around $1.33, still struggling to break above the $1.45 resistance level that has capped rallies since February. Still, XRP ETFs recorded a 2026 high of $60.5 million in net…