The SPDR S&P 500 ETF Trust (NYSEARCA:SPY) has a concentration problem that keeps getting worse. The top 10 holdings in a cap-weighted S&P 500 fund now represent a historically outsized share of the index,…
A caller named Laurie thought she had bought a $1 million home. She had the title. She had paid $750,000 upfront. But when Dave Ramsey heard the details of her deal on The Ramsey…
Applied Optoelectronics (NASDAQ:AAOI) is drawing fresh Wall Street attention as Rosenblatt Securities raised its price target to $140 following a $200 million transceiver order announcement. The stock has surged 237.46% year-to-date, and Wall Street…
A caller on The Ramsey Show explained he borrowed $169,500 through a bridge loan with UpEquity to escape a neighborhood that had “turned dangerous” for his kids. The loan paid off his original mortgage,…
Applied Optoelectronics (NASDAQ:AAOI) has been one of the most explosive technology stocks of the past year, rising 894.91% over the past twelve months. With shares trading at $107.45, the question is whether this rally…
Ciena (NYSE:CIEN | CIEN Price Prediction) has returned 711.7% over the past year, making it one of the top performers in technology, and our model sees more room to run. The 24/7 Wall St.…
Margie called into The Ramsey Show on April 1, 2026, in the middle of a divorce after 30 years of marriage, carrying $609,000 in total debt: a $343,000 mortgage, $108,000 in unsecured credit card…
Clark Howard has a gift for naming things precisely enough to make you uncomfortable. On the April 3, 2026 episode of The Clark Howard Podcast, he dropped a phrase that deserves to stick: “Think…
Fabrinet Fabrinet (NYSE: FN | FN Price Prediction) has been a standout in the AI infrastructure trade, but after a 224.12% one-year run to a current price of $554.35, our model implies -20.46% downside…
Vertiv (NYSE:VRT | VRT Price Prediction) has risen 336.02% over the past twelve months, outpacing virtually every comparable in the sector, and our model sees further upside. The 24/7 Wall St. Price Target for…
A 37-year-old caller on The Ramsey Show described her financial situation plainly: “I feel like I either was or am being financially abused, and I can’t really tell. I’m very confused.” She and her…
Anne from Pennsylvania wrote into the Clark Howard Podcast with a problem that sounds like prudence but functions like paralysis. She and her husband, 64 and 74 respectively, hold about $5 million in savings…
Rachel Cruze’s advice to a caller named Logan was blunt: “I probably wouldn’t spend more than $500 on something new.” Logan’s wife wants to launch an embroidery business on Etsy. The startup cost is…
Alan from Georgia asked a question on the Clark Howard Podcast’s “Ask An Advisor” segment with Wes Moss that many American parents with kids working abroad probably haven’t considered: his U.S. citizen daughter “lives…
A couple builds their dream home, moves in at Christmas, and almost immediately realizes the payment is going to reshape their entire life. That tension is exactly what a caller named E brought to…
Josh from Pennsylvania had his credit pulled for a mortgage and noticed something puzzling on his report: a notation saying his score was lowered because he had “too many revolving credit cards with national…
Karen, a 58-year-old nurse earning $90,000 annually, called The Ramsey Show with a straightforward question: should she buy a condo or pour everything into retirement savings? She had $230,000 already saved and was eyeing…
Patrick and his spouse have $2.5 million in TSP and IRA accounts, two military pensions, and VA disability benefits. His question to financial advisor Wes Moss was direct: should he treat the $2.5 million…
At 38 years old, with $360,000 in combined annual net income and zero retirement savings, the caller known as E on The Ramsey Show had a problem that the numbers made impossible to ignore.…
Colin is 22 years old, a military veteran, and sitting inside a financial hole that gets deeper every month. A year and a half ago he received around $40,000 in a lump sum. Through…
