Maria from Orlando called The Ramsey Show on March 31, 2026, with a question about negotiating with debt collectors. She had $18,000 in credit card debt that had gone to collections, and she wanted…
Gary from North Carolina walked into Walgreens to pick up a generic prescription and got quoted over $200 out of pocket. He paid $22 instead, by doing one thing differently. That gap is not…
Thirteen years after a $9,000 secret debt nearly ended his marriage, Mike is earning over $200,000 a year and still running completely separate finances from his wife. The money problem got solved. The trust…
A Detroit listener named Dave put a sharper question to financial advisor Wes Moss than most people bother to ask: if Roth conversions are so universally praised, why does the math not work for…
A former kindergarten teacher called The Ramsey Show March 31, 2026 with a question that carries real financial weight: when you owe the IRS money and have other debt piling up, which do you…
A stay-at-home mother called The Ramsey Show on March 31, 2026 with what she framed as an investing question. It turned out to be a financial emergency she hadn’t fully named yet. She has…
After more than a year of working 50 to 60 hours a week to eliminate debt, a caller to The Ramsey Show recently pushed that to 70 hours a week and then asked Dave…
A web engineer making $600,000 a year just lost their job and has enough cash to wipe out their San Francisco mortgage entirely. The instinct to eliminate the debt is understandable. Dave Ramsey told…
Silver has returned 122% over the past year, yet it dropped more than 16% in a single month earlier this year. That combination tells you almost everything you need to know about what iShares…
Colin, a 22-year-old military veteran, called into The Ramsey Show on March 27 with a financial situation that had spiraled fast. “A year and a half ago I was given around $40,000 in a…
Rachel Cruze told a 24-year-old he could buy a $7,000 Mazda Miata, and she was right. Here is the framework she used to get there, and why it is worth understanding before you make…
A wife called into The Ramsey Show and said something that stopped the conversation cold: her husband had texted her, in writing, that he moves money out of their joint account “to make sure…
Rachel Cruze’s advice to a caller named Logan was blunt: "I probably wouldn’t spend more than $500 on something new." Logan’s wife wants to launch an embroidery business on Etsy. The startup cost is…
Colin, 22, called into The Ramsey Show on March 27 with a straightforward problem that took 18 months to build: he received a $40,000 lump sum after leaving the military, spent it cycling through…
Rachel Cruze heard Ethan’s story and gave him a clear answer: stop waiting for a perfect house and start your family now. Ethan from near Los Angeles bought a house two years ago that…
Colin is 22 years old, a military veteran, and sitting inside a financial hole that gets deeper every month. A year and a half ago he received around $40,000 in a lump sum. Through…
Colin, 22, called into The Ramsey Show on March 27 with a straightforward problem that took 18 months to build: he received a $40,000 lump sum after leaving the military, spent it cycling through…
Sue from Houston called The Ramsey Show to ask whether her husband was being financially abusive. Her situation was specific and troubling: she owns a cleaning business, manages all household bills, puts all of…
Chris is 25, works at a car wash making $14 an hour plus tips, and has saved $6,000. He called into The Ramsey Show with three certifications and a simple question: which direction should…
Rachel Cruze heard Ethan’s story and gave him a clear answer: stop waiting for a perfect house and start your family now. Ethan from near Los Angeles bought a house two years ago that…
