George Kamel did not mince words when a 24-year-old newlywed called into The Ramsey Show asking whether he should skip a vacation to save more for a house. "You guys are going to be…
On a recent episode of The Clark Howard Podcast, John from North Carolina asked which cars are cheapest to insure. Clark Howard pointed out that it typically costs more to insure electric vehicles. “You…
Millions of Americans worry about theft of their financial identity and personal data. Wayne from New York recently called The Clark Howard Podcast to ask if identity theft insurance is worth it. He’s paying…
A mom named Sandy from Michigan called into The Clark Howard Podcast this week with a parenting question. “My 12-year-old asked me about getting a Cash App teen account to learn more about finances,”…
Donna from Alaska wants to leave something for her grandchildren but at age 57, she only has $20,000 in her retirement account. On the plus side, she has $500,000 in assets and no debt.…
A caller named Alex phoned into The Clark Howard Podcast recently for help with a decision most pension holders only get to make once. Should he take $411 per month for life, or accept…
A couple that makes only $31,000 annually and carrying debt of $55,000 is expecting a lawsuit settlement that could be anywhere between $250,000 to $5 million. That seems like a solution to the problem,…
A Ramsey Show caller named Beth admitted she'd been putting purchases on credit cards behind her husband's back, racking up $21,000 in debt. Beth makes $140,000 out of a total household income of $230,000.…
“Our realtor literally laughed at us and then fired us,” said Hope, a recent caller on The Ramsey Show. She is looking for a $350,000 house in Northern Virginia, where that price point barely…
A father named Josh called The Ramsey Show recently with a problem most parents would envy: He and his wife had just paid off $100,000 in debt and were now saving $250 per month…
Charlie is a retired IBM computer engineer with $2.4 million in net worth and 50 years of sports officiating under his belt. Before a recent road trip with his wife, he “hooked up for…
Dan handed his uncle-in-law $10,000 to manage 2.5 years ago. The money grew to $15,000 through an E-Trade account in what Dan described as an S&P 500-based strategy. Now the uncle wants to formalize…
There’s one type of insurance people often forget about, said Dave Ramsey on a recent episode of The Ramsey Show. “If you’re gonna be out of work for a while, then you need to…
“If they do move in, I can’t think of an exit strategy that works unless both of them died in their sleep.” That line from Dave Ramsey stopped a lot of people mid-scroll when…
Sally from Los Angeles called into The Ramsey Show recently to ask about a $300,000 windfall from a home sale. She’s already invested $50,000 in the Vanguard S&P 500 ETF (VOO), but is unsure…
Picture this: you have $66,000 sitting in a high-yield savings account and you feel pretty good about yourself. Then you look at the other column: $51,700 in debt. This includes a $28,000 truck loan,…
Clark Howard, the personal finance radio host and podcaster, had what at first might seem like some unusual advice for a 25-year-old caller. Stop investing in your Roth IRA right now, he told Timothy.…
Tyler called into The Clark Howard Podcast after someone told him that overfunded whole life insurance was a “no-brainer” for building generational wealth. Howard’s response: The cart is before the horse, and the math…
It sounds nearly impossible on paper: a couple with a $250,000 annual income somehow is still running a $5,000 monthly deficit. Tracy called into The Ramsey Show recently looking for help. Someone embezzled roughly…
Cynthia from Missouri asked a question that probably crosses the mind of every investor who has ever looked at their fund’s expense ratio and winced. She told Wes Moss on a recent episode of…
