Jack Bogle’s Must-Know Tips for Future Retirees
Not many investors are so renowned that they have a cult-following named after them, but John “Jack” Bogle, founder of The Vanguard Group and inventor of the index mutual fund, is an exception to…
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Christy Bieber
How to Find an IRS Refund You Didn’t Know You Had
The IRS issued an important warning in April of 2025, alerting Americans to the fact that around $1 billion in refunds remain outstanding from the 2021 tax filing year. Those refunds are owed because…
Buying a New Car? It Could Cost You $2K to $12K More Due to New Tariffs
Buying a car has been a challenge in recent years. The semiconductor shortage caused costs to surge during the pandemic, and now consumers are dealing with expensive auto loan rates. In fact, Edmunds reports…
My Husband Claims He Wants to Retire Early But He’s a Big Spender
A Reddit user is struggling with some concerning behavior from her husband with regards to their finances. The poster said her husband has told her that he wants to retire early and is making…
Only 10% of Boomers Have Retired. Here are the Obstacles Standing in Their Way
Baby Boomers are reaching traditional retirement age, but are not following the old traditional path of giving up work and taking the time to enjoy life. Instead, a recent study by Indeed Flex shows…
Surprise: You Probably Shouldn’t Max Out Your 401(k)
If you are investing for your future, your 401(k) is an attractive account to put money into. It’s got a lot going for it, including high contribution limits, a simple sign-up process, and potentially…
Why Higher Earners May See Smaller Social Security Checks
Social Security is a universally popular benefits program that has kept millions of seniors out of poverty. It is also in financial trouble. The most recent trustee’s report indicated that the program’s trust fund…
After losing my spouse and hitting my financial goals, I’m retiring this year – how do I make sure I don’t get bored?
A 54-year-old Reddit poster has achieved her financial goals, and she feels like she’s ready to retire. However, while she is excited about the prospect of leaving the corporate world and all its hassles…
From $150K to $7M: One Investor’s Rapid Rise
Most people say the first $100K is the hardest to save. Since you are starting from $0, compound growth isn’t working very well for you yet, so you have to earn almost all of…
I’m 19 and living in my car. How can I get to a better place financially?
What can you do to improve your situation if you are 19 years old with no money, a bad job, and living in your car? A Reddit poster is facing this very difficult situation…
3 Reasons Your Social Security Benefit May be Smaller Than You Think
If you’re like most seniors, you’re going to get income from Social Security as a retiree, and you may need this money to help you cover the bills. However, it’s important to realize that…
6 Unconventional Hacks to Slash Your Debt When You Owe Over $20K
Americans are more indebted than ever before, and many people are struggling with what they owe. In fact, according to research published by the CFP Board, half of all Americans who owe money report…
I Have $1 Million. Am I Good to Retire Now?
Is $1 million enough money to allow you to retire with confidence? Becoming a millionaire is a big accomplishment, but if you actually achieve it and have a seven-figure investment account balance, will you…
Even With a 720+ Score, Using Debit Means You’re Leaving Benefits on the Table
Building a strong credit score is important for many reasons, as it opens the door to affordable borrowing and helps you out if a landlord or potential employer checks your credit. You’ll even benefit…
Peter Lynch’s Take: Why Hedging the Market Often Backfires
Peter Lynch is a well-known investor who managed the Magellan Fund at Fidelity for 13 years. His successful investing enabled him to retire at the age of 43, and he’s widely respected for his…
Is $5 Million Really ‘No Man’s Land’ for Retirement? My Thoughts on Polarizing Opinions
A Reddit user is tackling a controversial question head-on. He’s posted in the “Chubby FIRE” forum, which is for people who want to achieve Financial Independence and Retire Early (FIRE) but don’t want to…
Medicare Brokers Steered Retirees Into Worse Plans to Earn Higher Commissions
Retirees often spend a significant portion of their income on healthcare expenses as age-related decline leads to a higher need for medical services. Finding the right insurance coverage can help seniors keep their care…
I’m 23 earning $90,000 a year but I feel like I can’t save
A Reddit user is earning $90,000 at just 23 years old. He’s trying to use his money wisely, so he’s investing 15% of his income into his 401(k) account, as well as maxing out…
Living on $600K a Year in Retirement—Are We Truly Prepared?
Most people do not have an income anywhere near $600K, even when they are working — much less have dreams of being able to build a retirement nest egg that will produce so much…
Can I afford to pay for my kids’ college on my $140,000 salary?
A Reddit user is concerned about his ability to pay for his children to attend college. He’s 47 and making $140K per year, but has $900 per month in alimony to pay, as well…