I’m 47 and am trying to figure out what my retirement savings goal should be
A Reddit user is 47 years old and is trying to figure out how much to invest for his future. He turned to the Internet to try to get an idea of what people…
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Christy Bieber
5M Net Worth at 30—How to Overcome Spending Anxiety
Imagine what you would do if you had $5 million in your 30s. Chances are, you’d be enjoying your life, thinking ahead towards a bright future, but also spending on the things that make…
We’re in our mid-30s with $2.3 million but face large expenses on the road to our $5 million goal
A Reddit user is feeling stuck and frustrated as she tries to achieve her goal of saving $5 million to retire early. While she has a good start with $2.3 million invested already, she…
The Elite’s Legal Blueprint for Paying Off Debt (Step-by-Step)
Americans owe more than ever before. In the first quarter of 2025, household debt hit a record $18.20 trillion according to the Federal Reserve’s Quarterly Report on Household Debt and Credit. This is an…
When In-Laws Need Cash But You Have an Inheritance: What’s Right?
A Reddit user has found herself in a difficult situation. Her husband’s family is struggling financially, and her husband wants to help them out. The catch, however, is that he wants to use an…
Skipping a $50K Advisor Fee After Losing a Spouse—Wise or Foolish?
A 54-year-old Reddit user is trying to figure out whether she should be paying $50K for a financial advisor or not. While that may sound like a lot of money, some circumstances could more…
$40K used cars, $200K in 529s, and $20K+ a year in extras—are we underestimating the real cost of college years?
A Reddit user is hoping to retire early, but he isn’t sure what to do about covering college costs for his kids. He is afraid that the $200K he was planning to put into…
Is $2 Million Still Enough to Retire on in the U.S.?
If you have $2 million in your retirement nest egg, you have considerably more money than most people have saved for their future. You may think that with multiple seven figures saved that you…
Why I Refuse to Work Until 70 – A Call for Early Retirement and Financial Freedom
A Reddit user is bucking the traditional path, and he’s not sorry about it. The poster explained that he has been dedicated to working towards financial freedom and is planning early retirement because he…
My income is rising but I still want to save for retirement in a Roth IRA
A Reddit user is in a fortunate position. After a job change, his income will be high enough that he is no longer eligible to make a full contribution to a Roth IRA. Once…
Retirement gave me time, health, and clarity – but money stress and projects brought me back to work
Most people who retire don’t just jump back into working after a few months of retirement but that’s exactly what one Reddit poster is doing. The poster’s situation is unique, though, because she retired…
I value money more than my friends. Here’s the impact
A Reddit user has found himself in a difficult position. His friends are not as financially responsible as he is, and they often don’t make the right money decisions. As a result, he regularly…
I’m earning $700k in tech but could lose my job soon – should I aggressively pay down my mortgage or build up cash instead?
A Reddit user is facing a difficult situation. The poster is earning $700,000 at his tech job, but he expects to lose that position soon because his company is going through multiple rounds of…
Self-made at 31, earning over $400k a year – do I keep my wealth quiet or enjoy the finer things?
There are a lot of great things about being a self-made millionaire at 31. However, one Reddit user has found that there are also some challenges as well. Specifically, the poster has found himself…
Our portfolio just fell from $3 million to $2.7 million – retirement now feels like living on a knife’s edge
A Reddit user posted recently because he was concerned when his portfolio balance fell from $3 million to $2.7 million during a market downturn. He is hoping for early retirement, and since he’s planning…
We’re financially stable and won’t need a $16 million inheritance – how should we invest it for future generations?
A Reddit user posted recently about some news he received about an inheritance. The 27-year-old Redditor explained that he had just discovered his wife’s parents created a large trust fund. Specifically, the fund has…
How wealthy do you need to be for it worth it to find a financial advisor?
Do you need a lot of money in order for it to make sense for you to hire a financial advisor? This is a question that a Reddit user is currently trying to answer…
We’re on track for $15 million net worth in a few years, but spend $700K annually – is that excessive?
A Reddit user is trying to figure out if his spending is out of bounds. Considering that he spends $700,000 per year, it may seem at first glance like the answer to that is…
Dave Ramsey inspired us to budget for the first time after 17 years – we just paid off our mortgage
A Reddit user has hit a major financial milestone, and he says he has Dave Ramsey to thank for it. The Redditor explained that he and his wife listened to a lot of Dave…
At 29, I’m Saving $46k from a $113k Household Income—Am I on Track for Financial Freedom?
A 29-year-old Reddit user is eager to achieve financial independence, so he’s saving a good portion of his income — but he wants to know if it is enough. Specifically, he’s 29 years old…