I Accidentally Got Overpaid by My Job—What Should I Do Next?
A Reddit user said he was overpaid at his job, and he isn’t sure what to do next. He explained that he got an email demanding money back via Zelle. He also said he…
All Work
Christy Bieber
We have $6 million in liquid assets and my partner earns $500,000 – can we sustain our lavish lifestyle without me working?
A Reddit user with $6 million in liquid assets is trying to figure out whether she needs to go back to work in order for her and her family to support their lavish lifestyle.…
Should I Pause My Retirement Contributions to Rebuild My Emergency Fund as a Self-Employed Musician?
A Reddit user who works as a self-employed musician is facing a dilemma right now. As the poster explained, his annual revenue is $120,000 per year, and he pays himself a salary of between…
After Retiring from Startups, I’m Considering Re-Entering as an IC Engineer – Have Others Done This?
A Reddit user was able to fully retire from the startup world after an exit. Although he has plenty of money to remain retired, he misses working and is thinking about re-entering the workforce…
Ready to Retire? 3 Must-Know Questions You Can’t Afford to Skip
There is a lot to think about when you are preparing for retirement. Unfortunately, there are some important issues that far too many people overlook. You don’t want to miss a key financial need…
Why Financing DoorDash Orders Is Wildly Irresponsible
Recently, DoorDash announced a partnership with Klarna that allows people to finance their purchase of food delivery. Users will be able to choose between paying immediately, making four interest-free payments on their purchase, or…
We’re in our mid-30s with almost $3 million saved – are we realistically on track to achieve our financial goals?
A Reddit user with a stay-at-home spouse is trying to determine if he is on track to retire early. He is 34 now and hoping to leave work between the ages of 45 and…
At 22, I Have $35K in My Checking Account: What Should I Do with It?
A Reddit user is currently trying to figure out what to do with his money. He is 22 years old and makes $63,000 per year. He currently has $35,000 in his checking account, and…
Did I Make a Huge Mistake Buying My NYC Co-Op? Here’s My Dilemma
A Reddit user bought a co-op in New York City recently. He financed it with a 10-year interest-only loan at 5%. Although his monthly costs are lower than what he was paying when he…
I’m Getting Married Soon: Should I Get a Prenup to Protect My $1 Million Assets?
A Reddit user is getting married soon and is wondering if he should get a prenup to protect the assets he is going into the marriage with. He explained that both he and his…
I Regret My ACA Experience While Preparing for Medicare—Here’s What Happened!
A Reddit user has had a bad experience with the Affordable Care Act. Since both she and her husband are considering retiring, the couple needs medical care for 2.5 years until they can qualify…
Thinking of Doing a Major Home Renovation? Here’s # Realistic Ways to Pay for It
A Reddit user is thinking of doing a major renovation and isn’t sure how to pay for it. The poster said they have cash in a high-yield savings account, but aren’t sure if they…
Frustrated Over 40: Seeking Simple Guides for 401K and Retirement Planning
A Reddit user is feeling very overwhelmed at the concept of saving for retirement. The poster explained that he’s over 40, his 401(k) is “garbage,” and most of his money is in a high-yield…
Cash Back Credit Cards Work For You While You Spend, And Have Other Benefits
You have a choice about how you pay for the items you buy. Using cash back cards can be the single best option available. Cash back cards provide you with money back on each…
Should I withdraw from my 401k to pay off $16k in credit card debt at 24% interest?
A Reddit user is considering taking money out of his 401(k) to pay off his credit cards. His cards are at 24% interest, which is a very high rate. If he withdrew funds from…
How I Went from 417 to 555 Credit Score While Battling Addiction and Seeking Financial Stability
A Reddit user posted to share her story about overcoming addiction and improving her credit score. She both explained how she took steps to rebuild her credit and asked if she should sign up…
I’m torn: Should I refinance my 8% mortgage to 7% with $2k in closing costs or stick with my current loan?
A Reddit user is currently trying to decide whether he should refinance his mortgage or not. He currently has a home loan at 8% on a 30-year fixed-rate mortgage. The current lender is offering…
I’m Retiring Next Year: What Essential Financial Factors Am I Overlooking?
A Reddit user is getting ready to retire, but he wants to make sure he didn’t overlook anything first. His best bet — and the right move for anyone considering retirement — is to…
How to Create a ‘Death File’ to Support Your Family in Difficult Times
Thinking about your death is really not something anyone enjoys doing. Sadly, however, the day will come for everyone when we pass on. What happens next — and how your family is left to cope…
Higher Earners Are Twice as Likely to Know the Top Tax Rate Than Lower Earners
Throughout the United States, millions of people must file tax returns each year. Taxes are also taken out of worker paychecks throughout the year, and when tax filing season rolls around, workers have to…