2 High-Yield Schwab ETFs That Cut Big Dividends
There’s a reason some investors tend to favor ETFs, or exchange-traded funds, over individual stocks. When you buy stocks one by one, you need to research each one carefully. With an ETF, you…
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Maurie Backman
Trump’s Big Beautiful Bill Helps Out Boomers, But Young People Pay the Price
There’s been a lot of talk about the Big Beautiful Bill and its impact on Americans’ finances. And so far, there are some clear winners from the bill. Older Americans, for example, just…
It’s Been 3 Years Since My Father Passed. His 401(k) Is Still Out of Reach
The death of a parent brings profound grief. Having to battle financial institutions for access to assets your loved one intended you to inherit only compounds that pain. One Reddit user found themselves in…
These Seniors Are Left Out of The Big Beautiful Bill’s Big Tax Break
When President Trump was running for office, one of the things he pledged to do was eliminate taxes on Social Security. There are many seniors who don’t pay taxes on those monthly benefits,…
States With the Largest and Smallest Social Security Checks
There’s a good chance Social Security will play an important role in your retirement income, since that’s the case for a lot of people. Ultimately, the amount of money the program pays you each…
9 States That Tax Social Security and 41 That Don’t
Social Security is an important source of income for millions of retired seniors. But it’s not a given that you’ll get to keep your benefits in full. Not only can Social Security be taxable…
I collect $500 a month in dividend income, and here’s how you can, too
Many people dream of being able to sit back and get paid each month without lifting a finger. And there are different ways you can do that. You could buy a rental property, hire…
Does a total stock market index fund make sense for me, or am I missing out?
Generally speaking, the money you save for retirement isn’t money that should sit in cash. It’s okay to keep a small portion in cash, and to increase your cash position as you get…
How do people who get 75% of their income or more from Social Security get by?
Workers today are often told one thing in the context of retirement — save, save, and save some more. Yet many people don’t heed that advice and wind up regretting it down the…
TQQQ vs. VOO: 2x Tech Leverage or S&P 500 Simplicity — What Should You Own
If you’re going to invest your money in the stock market, you need to be willing to accept risk. There’s really no getting around that. On the flipside, if you’re investing for a…
Gold And Silver Prices Keep Going Vertical
We’re in the midst of some interesting economic times. Although things may look good on paper, a lot of people are worried about an economic downturn. Between unrest in the Middle East and…
I’m looking to invest $200K in an S&P 500 ETF and not think about it for 20 years
You’ll typically hear that your retirement portfolio isn’t something you should set and forget. It’s important to keep tabs on your investments through the years and rebalance as necessary. Or is it? It…
What the Average $2,002 Social Security Benefit Lets You Rent in 10 Major Cities
Many people who retire on just Social Security don’t intend to do that. Rather, they wind up having to retire on Social Security alone because they find it too difficult to save for retirement…
I’m trying to build a $40k dividend portfolio and want to know if REITs make sense for me
For many people, living off of passive income is truly the dream. And it’s something this Reddit poster is clearly interested in. Here, we have someone who’s looking to build a portfolio that…
Still Working at 70? Here’s When You Actually Need to Claim Social Security
Once you turn 62, you can file for Social Security at any point. That age is so popular because it is the earliest benefits become available, and for workers who need income immediately, waiting…
Should I just go all in on a S&P 500 ETF? Feels like that just makes sense at this point.
Money you don’t plan to use for a long time is money it pays to invest. That way, you can put it to work and help it grow into a larger sum. You…
I’m 85 and my partner is 69, and we’re wondering if marriage makes sense from a Social Security standpoint
Finding love later in life is a wonderful thing, but many couples who meet in their senior years opt against legal marriage. Whether they have already navigated previous marriages or simply see no need…
My partner was born in 1958. Can he work and keep 100% of his Social Security check?
A lot of people wait until they've stopped working to sign up for Social Security. However, you don't necessarily have to do that. If you're in a lower-paying job, you may decide to claim…
Social Security: Fact vs Fiction
A program as popular and essential as Social Security tends to be talked about a lot — in social circles, on the internet, and just about everywhere. But that doesn’t mean everything you’ll hear…
IVV, VOO, SPY, FXAIX – how do I pick one, and does it really matter?
Investing your money is a great way to make it work for you. But there are certain basic rules of investing it pays to follow. First, you should never invest money you expect…