Editors Note: A prior version of this article incorrectly attributed the guidance from this report to treasury secretary Bessent and has since been updated accordingly. He turns 62 this year, and he was supposed…
If you are within a decade of claiming Social Security, you probably saw the news and felt your stomach drop. The 2026 Trustees Report now projects the OASI Trust Fund, the piece of Social…
On a recent episode of The Ramsey Show, a financial advisor and church elder named John from Raleigh, North Carolina called in with a problem most congregants never see coming. A fellow church member…
St. Petersburg is a popular retirement spot for a reason. A reader with a portfolio in the high six figures eyes the Gulf Coast and wonders whether the math works at 65. St. Petersburg…
A veteran called in to a recent episode of The Ramsey Show with a question most growing families face. He carries $16,000 in consumer debt, split between a personal loan of just over $8,000 and…
Can you retire to Marco Island at 65 on $1.5 million? Yes, but only if you treat it as the premium coastal market it is and reject the Florida average budget. Here’s what the…
She is 67, retired, and the roughly $2,000 Social Security check that lands in her account each month covers more of her life than she likes to admit. Tonight the television tells her it…
Picture a retired couple in their late 60s. Both worked their full careers, both delayed Social Security until full retirement age, and both now collect a check close to the national average of about…
We get this question constantly. Someone in their early 60s is sitting on roughly $1 million, eyeing the Gulf Coast, and wants to know whether the Sarasota retirement is real or a brochure fantasy.…
Someone in their late fifties with a $1.6 million portfolio looks at February temperatures and starts pricing one-way tickets to Key West. The math feels close enough to work. Here’s whether it actually does,…
Social Security Administration data shows only about 8% to 9% of retirees wait until age 70 or later to start their benefit. Roughly 91% file earlier, locking in a smaller monthly check for the…
A 43-year-old caller with a roughly $950K net worth told Dave Ramsey he wanted to write a check to pay off his ex-wife's house. Ramsey's response cut straight to what the move actually was:…
Someone with just under a million dollars wants to know if it stretches far enough to retire in Destin at 63. Destin is a distinctive Florida market: a sugar-sand beach town with a tourist…
If you own a traditional IRA, a 401(k), or any pre-tax retirement account and you blew past a required minimum distribution (RMD) deadline last year, the IRS has a side door most retirees never…
On a recent episode of The Ramsey Show, a 38-year-old caller described a deal his father quietly arranged behind his back: grandpa cosigned a $62,000 Dodge Challenger for the caller’s 19-year-old son at 21%…
We get this question almost every week. Someone in their early 60s has built a respectable nest egg, loves the idea of swapping a northern winter for the Treasure Coast, and wants to know…
Picture a solo consultant, a freelance contractor, or the owner of a small S-corp who clears $184,500 or more in net self-employment income. They already write the biggest Social Security check of anyone in…
A caller to The Ramsey Show asked Dave Ramsey and George Kamel whether he should take out a home equity line of credit to wipe out a credit card balance and buy a replacement…
We get this question all the time. Someone in their early 60s has roughly a million dollars, a soft spot for the Atlantic side of Florida, and a vision of finishing the working years…
We get versions of this question constantly: can I actually pull off The Villages on a modest fixed income, retiring early at 62? The answer is yes, but only if every line item lines…
