All Work

Mike Barrington

15 Ways Washington Can Reach Into Your Wallet in Retirement

Federal rules keep reaching into retirement budgets through taxes, surcharges, penalties, and deadlines that most people never see coming until the damage shows up on a bill. Knowing where Washington hides these levers can…

Mike Barrington · 1 month ago

8 Ways a 401(k) Can Pay Out, Depending on Who Inherits It

Who inherits your 401(k) determines far more than just who gets the money. The same account can trigger completely different tax consequences, payout timelines, and withdrawal rules depending on whether the beneficiary is a…

Mike Barrington · 1 month ago