Headquartered in San Francisco, CA Fiscal year ends December NASDAQ: CHYM chime.com
Chime Financial, Inc. (Nasdaq: CHYM) is a U.S. financial technology company that offers low-cost banking and payments products to everyday consumers. It had 10.9 million Active Members as of Q3 2026.
Its products include:
- Chime-branded debit and credit cards, including Chime Card.
- The Chime Prime membership tier.
- MyPay earned-wage advances and SpotMe overdraft protection.
- Instant Loans.
- Pay Anyone transfers.
- Chime Invest and joint accounts.
- Chime Enterprise, which partners with employers such as The Michaels Companies, the City of Charleston and Workday to drive direct deposit adoption.
Revenue comes primarily from interchange-based payments revenue tied to member Purchase Volume. Platform-related revenue comes from products such as MyPay, Instant Loans and Outbound Instant Transfers.
Member deposits are FDIC-insured through partner banks The Bancorp Bank, N.A. and Stride Bank, N.A. Chime has agreed to acquire Central Service Corporation, Stride Bank's parent, with closing expected in the first half of 2027 subject to regulatory approval. Chime plans to expand into unsecured credit cards and an employer paycard in 2027. Updated
Lending is now the growth engine: platform revenue led by MyPay and Instant Loans jumped 52% to $274 million, alongside a third straight quarter of GAAP profitability. Management raised full-year revenue guidance, and the Stride Bank deal still targets a first-half 2027 close.
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Chime Financial, Inc. (Nasdaq: CHYM) is a U.S. financial technology company that offers low-cost banking and payments products to everyday consumers. It had 10.9 million Active Members as of Q3 2026.
24/7 Wall St.'s 12-month price target for CHYM is $44.80, rated Buy. The Wall Street consensus target is $41.90. CHYM price prediction →
