Headquartered in San Francisco, CA Fiscal year ends December NYSE: LC lendingclub.com
Happen, Inc. (Nasdaq: HAPN), formerly LendingClub Corporation, is the parent company of Happen Bank, a digital bank targeting high-FICO, high-income, digitally savvy consumers it calls the 'Motivated Middle.' The company operates a marketplace bank model combining deposits, lending, and a capital-light loan marketplace that drives value for members, loan investors, and shareholders. Its core products include personal unsecured consumer loans, auto loans, home improvement loans, and deposit accounts including savings, money market, certificates of deposit, and checking accounts. The bank serves over five million members and leverages advanced credit underwriting, a proprietary technology platform, and AI-powered automation to originate and service loans at scale. Happen Bank also maintains a significant loan servicing portfolio and sells loans to third-party investors through its marketplace model. The company recently entered the $500 billion home improvement financing market and adopted fair value option accounting for all new loan originations beginning in 2026. Updated
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Happen, Inc. (Nasdaq: HAPN), formerly LendingClub Corporation, is the parent company of Happen Bank, a digital bank targeting high-FICO, high-income, digitally savvy consumers it calls the 'Motivated Middle.' The company operates a marketplace bank model combining deposits, lending, and a capital-light loan…
The Wall Street consensus 12-month price target for LC is $23.25.
