Preferred stocks are one corner of the market where most retail investors are better served by an ETF than by buying individual securities directly. Convenience is part of the reason, but the…
Michael Douglas’ Oscar winning performance as Gordon Gekko in Wall Street (1988) had many of the best lines. One of the more memorable and funny ones was: “Their analysts don’t know…
The headline number on Virtus InfraCap U.S. Preferred Stock ETF (NYSEARCA:PFFA) is a distribution yield at 9.67%, which looks generous against the unleveraged iShares Preferred and Income Securities ETF (NASDAQ:PFF) at 5.6%.…
A 68-year-old retiree who wants to generate $42,000 a year in dividend income without constantly riding the swings of the S&P 500 faces a portfolio math problem that rewards precision. That income…
Retiring at 56 with eleven years to bridge before Social Security begins at 67 creates one of the hardest funding gaps in personal finance. During that stretch, the portfolio has to carry…
A 62-year-old engineer retiring today with $1.1 million and planning to wait until 67 to claim Social Security needs the portfolio to perform two very different jobs. From ages 62 through 67,…
A 67-year-old couple filing jointly with $2.2 million in investable assets wants to generate $13,200 per month, or $158,400 annually, in portfolio income without dealing with the tax complexity of Schedule K-1…
Replacing a $75,000 salary with dividend income means generating $6,250 per month without selling shares. The math is straightforward: divide your target income by the portfolio’s yield to determine how much capital…
With money market funds and short Treasury bills still hovering near 4.6%, the bar for owning anything with equity-like risk has gone up. Income investors keep asking the same question: which funds…
The Virtus InfraCap U.S. Preferred Stock ETF (NYSEARCA:PFFA) sits at $21.62 heading into the back half of 2026, paying a 9.5% yield that has drawn income investors looking for something between bond…
Social Security pays retirees $2,000 a month on average, and private tuitions are even lower than that. If you are hungry for more income, dividend ETFs like the iShares 20+ Year Treasury…
The Virtus InfraCap U.S. Preferred Stock ETF (NYSEARCA:PFFA) delivers a 9.5% yield, but many retirees are missing it. How PFFA Generates Its Yield PFFA holds a diversified portfolio of 188 preferred securities…
As retirees transition from accumulating wealth to living off it, the most challenging aspect can be moving from a steady paycheck to a fluctuating portfolio. It’s often difficult to make this transition,…
If you are looking for a source of income that outlives you, look into dividend ETFs that are time-tested over decades. The stock market today looks nothing like the stock market two…
