American Express (AXP) Q2 2026 Earnings

Yes. American Express reported Q2 2026 earnings of $4.53 a share on Jul 24, 2026, beating the $4.40 consensus estimate by 2.9%. Revenue was $19.6B against a $19.7B estimate.

American Express posted a nuanced but broadly encouraging second quarter of 2026, with earnings per share of $4.53 beating the consensus estimate of $4.40 by 2.88%, even as revenue of $19.64 billion came in just shy of the $19.70 billion analysts had expected, a modest 0.33% miss. The top-line result still reflected 10% growth in revenues net of interest expense year-over-year, driven by a 9% rise in billed business to $455.80 billion, the strongest spending growth rate in three years on an FX-adjusted basis, alongside robust card fee expansion and growing net interest income from higher card balances. Net income climbed 8% to $3.11 billion, with EPS advancing 11% as share count reductions amplified per-share gains. Credit quality remained a quiet strength, with the net write-off rate holding flat at 2.0% and provisions falling to $1.10 billion from $1.40 billion a year ago. With the stock down roughly 10% this year entering the print, management's decision to raise full-year revenue growth guidance to 10% while maintaining EPS guidance of $17.30 to $17.90 signals deliberate reinvestment over short-term earnings optimization.