Bank First (BFC) Q3 2025 Earnings

Yes. Bank First reported Q3 2025 earnings of $1.83 a share on Oct 21, 2025, beating the $1.81 consensus estimate by 1.1%. Revenue was $44.3M against a $44.2M estimate.

Bank First Corporation delivered a solid third quarter, posting earnings per share of $1.83 against a consensus estimate of $1.81, a beat of 1.10%, while revenue of $44.30 million edged past the $44.15 million forecast by 0.34%, even as reported revenue fell 23.4% year over year. The primary engine behind the quarter's performance was a meaningful expansion in net interest income, which climbed to $38.30 million, up $2.40 million from a year ago, as loan repricing and new originations pushed yields higher while maturing CDs repriced at lower rates, widening the net interest margin to 3.88% from 3.76% in Q3 2024. GAAP net income rose to $18.00 million, or $1.83 per share, compared to $16.60 million, or $1.65 per share, a year earlier, with the improvement coming increasingly from organic margin expansion rather than acquisition-related accretion. Analysts covering the stock carry a buy rating with a median price target of $141.00, and management sees continued loan repricing as a tailwind heading into 2026, when the pending acquisition of First National Bank & Trust in Beloit, Wisconsin is scheduled to close on January 1.