Q4 25 EPS
$6.04
BEAT +1.67%
Est. $5.94
Q4 25 Revenue
$1.25B
BEAT +1.12%
Est. $1.23B
vs S&P Since Q4 25
-1.8%
TRAILING MARKET
CPAY +9.7% vs S&P +11.4%
Full Year 2025 Results
FY 25 EPS
$21.38
BEAT +0.47%
Est. $21.28
FY 25 Revenue
$4.53B
BEAT +0.25%
Est. $4.52B
Market Reaction
Did CPAY Beat Earnings? Q4 2025 Results
Corpay closed out fiscal 2025 on a high note, posting Q4 revenue of $1.25 billion, up 20.7% year over year, while adjusted EPS of $6.04 edged past the $5.94 consensus estimate by 1.68%, underscoring the company's consistent execution across its payme… Read more Corpay closed out fiscal 2025 on a high note, posting Q4 revenue of $1.25 billion, up 20.7% year over year, while adjusted EPS of $6.04 edged past the $5.94 consensus estimate by 1.68%, underscoring the company's consistent execution across its payments portfolio. The standout driver was Corporate Payments, where reported revenue surged 39% and spend volume climbed 67% to $81.43 billion, even as lower interest rates shaved roughly 200 basis points from float revenue. The quarter also captured early contributions from the Alpha Group acquisition, the second-largest deal in Corpay's history, which closed in Q4 and positions the company for deeper penetration in cross-border corporate payments flows. Management deployed over $4.30 billion in capital for the full year, including $500 million in share repurchases in Q4 alone. Looking ahead, Corpay guided FY2026 revenue of $5.22 billion to $5.32 billion and adjusted EPS of $25.50 to $26.50, implying roughly 16% revenue growth and 22% adjusted EPS growth at the respective midpoints.
Key Takeaways
- • 11% organic revenue growth for third consecutive quarter
- • Corporate Payments segment delivered 16% organic revenue growth despite 200bps float revenue headwind from lower interest rates
- • Corporate Payments spend volume grew 67% to $81.4 billion
- • Vehicle Payments transactions grew 7% year-over-year
- • Revenue per room night in Lodging increased 25% to $14.18
- • Alpha Group acquisition contributed to Corporate Payments segment growth
- • Adjusted EBITDA margin expanded to 57.1% in Q4
CPAY YoY Financials
Q4 2025 vs Q4 2024, source: SEC Filings
CPAY Revenue by Segment
With YoY comparisons, source: SEC Filings
CPAY Revenue by Geography
With YoY comparisons, source: SEC Filings
“We had a strong finish to 2025, with fourth quarter revenue, organic revenue and adjusted net income per share finishing ahead of expectations. We were an active corporate development shop, closing the second largest acquisition in the Company's history, as well as two significant strategic investments. Our 2025 exit rate and accretive deals create a strong set-up for 2026, as we accelerate our rotation to more corporate payments.”
— Ron Clarke, Q4 2025 Earnings Press Release
CPAY Earnings Trends
CPAY vs Market 30 Day Price Reactions
30-day stock return vs benchmark after each earnings
CPAY EPS Trend
Earnings per share: estimate vs actual
CPAY Revenue Trend
Quarterly revenue: estimate vs actual
CPAY Quarterly Results
5 quarters of earnings data
| Quarter | EPS Est. | EPS Act. | Surprise | Revenue | Rev. Surprise |
|---|---|---|---|---|---|
| Q1 26 BEAT | $5.47 | $5.80 | +6.03% | $1.26B | +4.02% |
| Q4 25 BEAT FY | $5.94 | $6.04 | +1.67% | $1.25B | +1.12% |
| FY Full Year | $21.28 | $21.38 | +0.47% | $4.53B | +0.25% |
| Q3 25 BEAT | $5.64 | $5.70 | +1.02% | $1.17B | +0.77% |
| Q2 25 BEAT | $5.12 | $5.13 | +0.12% | $1.10B | +0.22% |
| Q1 25 MISS | $4.51 | $4.51 | -0.08% | $1.01B | -0.96% |