Companies /Consumer Cyclical

D.R. Horton Inc

NYSE: DHI Residential Construction
$144.42
▲ $2.16 (+1.52%) today
Markets closed · 5:34pm ET

Q3 2026 Earnings

Reported Jul 21, 2026, 11:54am ET · SEC source
$3.20
Beat +7.16%
EPS · est. $2.99
$9.2B
Beat +0.62%
Revenue · est. $9.2B
+0.7%
Beating market
DHI vs S&P since report
3 quarters
Consecutive EPS beats

Market Reaction

% change · around the report
−2%0Jul 21Jul 22report 11:54am ETearnings+0.2%−0.5%
−2%0Jul 21Jul 22earnings+0.2%−0.5%
DHI −0.5%S&P 500 +0.2%
−2%0Jul 21Jul 22report 11:54am ETearnings−0.1%−0.5%
−2%0Jul 21Jul 22earnings−0.1%−0.5%
DHI −0.5%NASDAQ −0.1%
−3%0+3%+6%Jul 20Jul 29report 11:54am ETearnings−1.7%+4.0%
−3%0+3%+6%Jul 20Jul 29earnings−1.7%+4.0%
DHI +4.0%S&P 500 −1.7%
−4%0+4%Jul 20Jul 29report 11:54am ETearnings−5.6%+4.0%
−4%0+4%Jul 20Jul 29earnings−5.6%+4.0%
DHI +4.0%NASDAQ −5.6%
−0.88%
Day of report
−0.70%
Next session
+5.32%
One week
+2.65%
30 days

S&P 500 over the same 30 days: +1.91%.

Did DHI Beat Earnings? Q3 2026 Results

D.R. Horton navigated a tough housing market to deliver a solid fiscal third quarter, posting earnings of $3.20 per diluted share that beat the $2.99 consensus estimate by 7.16%, even as net income fell 12% year-over-year to $904.90 million amid persistent affordability headwinds. Revenue came in at $9.23 billion, edging past the $9.17 billion estimate by 0.62% and holding essentially flat with the prior year, with the homebuilding segment carrying most of the weight as home closings rose 4% to 23,983 units, reaching the high end of guidance. The headline beat, however, masked underlying margin pressure, with homebuilding pre-tax income declining 10% to $1.07 billion as elevated sales incentives squeezed the home sales gross margin to 20.7% and the cancellation rate climbed to 20% from 17% a year ago. Management acknowledged that incentives are unlikely to ease in the fourth quarter, though full-year guidance was updated to consolidated revenues of $32.50 billion to $33.00 billion and 83,800 to 84,300 homes closed, underpinned by an aggressive $2.50 billion share repurchase commitment.

Key Takeaways
  • Homes closed increased 4% to 23,983, at the high end of guidance range
  • Home sales gross margin of 20.7%
  • Cancellation rate increased to 20% from 17% in prior year quarter
  • 67% of homes closed were on lots developed by Forestar or third parties, up from 65%
  • Homebuilding return on inventory of 17.0% for trailing twelve months
  • Book value per share increased 5% to $84.85

“The D.R. Horton team delivered a solid third quarter, highlighted by earnings per diluted share of $3.20, consolidated pre-tax income of $1.2 billion, revenues of $9.2 billion and a pre-tax profit margin of 13.3%. We closed 23,983 homes, which was at the high end of our guidance range, while achieving a home sales gross margin of 20.7%. Consistent with our balanced approach to capital allocation and strong cash flow generation, we returned $742.8 million to shareholders through share repurchases and dividends during the quarter.”

DR Horton CEO, on the earnings call

Forward Guidance & Outlook

D.R. Horton updated its fiscal 2026 guidance to consolidated revenues of $32.5 billion to $33.0 billion and homes closed of 83,800 to 84,300. The company reiterated guidance for consolidated cash flow from operations of at least $3.0 billion, share repurchases of approximately $2.5 billion, and dividend payments of approximately $500 million. The income tax rate is expected to be approximately 25.0%. Management expects sales incentives to remain elevated during the fourth quarter, with incentive levels dependent on demand, mortgage rates, and other market conditions. Affordability constraints and cautious consumer sentiment continue to impact new home demand.

DHI YoY Financials

Q3 2026 vs Q3 2025 · SEC filings Q3 2025 Q3 2026
$0$3.0B$6.0B$9.0B$9.2B$9.2BRevenue$2.2B$2.1BGross Profit$1.3B$1.2BOperating Income$1.0B$904.9MNet Income
$0$3.0B$6.0B$9.0BRevenueGross ProfitOperating IncomeNet Income

DHI Revenue by Segment

Home Sales$8.7B+1.0%
Rental Property Sales$266.1M−30.1%
Forestar Lot Development$407.0M+4.2%
Financial Services$220.7M−3.1%

DHI Revenue by Geography

South Central
Southeast
East
North
Southwest
Northwest

Figures from SEC filings and company reports. Not investment advice.