Q1 26 EPS
$0.73
BEAT +1.39%
Est. $0.72
Q1 26 Revenue
$44.8M
BEAT +1.25%
Est. $44.2M
vs S&P Since Q1 26
-0.6%
TRAILING MARKET
FCBC +4.0% vs S&P +4.7%
Market Reaction
Did FCBC Beat Earnings? Q1 2026 Results
First Community Bankshares delivered a clean beat to open 2026, posting adjusted earnings of $0.73 per diluted share against the $0.72 consensus estimate, a 1.39% beat that extended the Virginia-based bank's streak of topping analyst expectations to … Read more First Community Bankshares delivered a clean beat to open 2026, posting adjusted earnings of $0.73 per diluted share against the $0.72 consensus estimate, a 1.39% beat that extended the Virginia-based bank's streak of topping analyst expectations to four consecutive quarters. Revenue came in at $44.75 million, ahead of the $44.20 consensus by 1.25% and up 4.3% from the year-ago period. The quarter's defining event was the January 23 closing of the Hometown Bancshares acquisition, which folded in $393.81 million in total assets and $357.72 million in deposits while expanding the company's branch network to 61 locations across four states. That transaction helped push net interest income up 9.89% to $33.29 million, with the net interest margin holding firm at 4.37%. For investors focused on income, the company continues to carry appeal as a high-yield dividend stock, having declared its regular quarterly payout of $0.31 per share alongside the results.
Key Takeaways
- • Net interest margin remained strong at 4.37%, up 3 basis points year-over-year
- • Average earning assets increased $263.04 million, or 9.26%, contributing $2.67 million in additional interest income
- • Yield of interest-bearing deposits declined 19 basis points, reducing interest expense by $393 thousand
- • Noninterest income increased approximately $1.23 million, or 12.00%, driven by other service charges and fees
- • Completion of Hometown Bancshares acquisition added $393.81 million in assets
- • Net interest rate spread increased 11 basis points to 4.05%
FCBC YoY Financials
Q1 2026 vs Q1 2025, source: SEC Filings
FCBC Revenue by Segment
With YoY comparisons, source: SEC Filings
FCBC Earnings Trends
FCBC vs Market 30 Day Price Reactions
30-day stock return vs benchmark after each earnings
FCBC EPS Trend
Earnings per share: estimate vs actual
FCBC Revenue Trend
Quarterly revenue: estimate vs actual
FCBC Quarterly Results
5 quarters of earnings data
| Quarter | EPS Est. | EPS Act. | Surprise | Revenue | Rev. Surprise |
|---|---|---|---|---|---|
| Q1 26 BEAT | $0.72 | $0.73 | +1.39% | $44.8M | +1.25% |
| Q4 25 BEAT FY | $0.62 | $0.77 | +24.19% | $43.8M | +5.77% |
| FY Full Year | $2.62 | $2.78 | +6.11% | $167.5M | +1.27% |
| Q3 25 BEAT | $0.63 | $0.70 | +11.11% | $42.2M | +4.42% |
| Q2 25 BEAT | $0.65 | $0.67 | +3.08% | $41.0M | +0.98% |
| Q1 25 BEAT | $0.64 | $0.64 | +0.00% | $40.5M | +0.07% |