Companies /Financial Services

First Community Bankshares Inc

NASDAQ: FCBC Banks - Regional
$48.70
▲ $0.58 (+1.21%) today
Markets closed · 11:25pm ET

Q1 2026 Earnings

Reported Apr 28, 2026, 4:02pm ET · SEC source
$0.73
Beat +1.39%
EPS · est. $0.72
$44.8M
Beat +1.25%
Revenue · est. $44.2M
−7.7%
Trailing market
FCBC vs S&P since report
6 quarters
Consecutive EPS beats

Market Reaction

% change · around the report
−4%−2%0Apr 28Apr 29report 4:02pm ETearnings−0.0%−3.0%
−4%−2%0Apr 28Apr 29earnings−0.0%−3.0%
FCBC −3.0%S&P 500 −0.0%
−4%−2%0Apr 28Apr 29report 4:02pm ETearnings+0.6%−3.0%
−4%−2%0Apr 28Apr 29earnings+0.6%−3.0%
FCBC −3.0%NASDAQ +0.6%
−3%0+3%Apr 27May 6report 4:02pm ETearnings+3.1%−1.4%
−3%0+3%Apr 27May 6earnings+3.1%−1.4%
FCBC −1.4%S&P 500 +3.1%
−4%0+4%Apr 27May 6report 4:02pm ETearnings+5.8%−1.4%
−4%0+4%Apr 27May 6earnings+5.8%−1.4%
FCBC −1.4%NASDAQ +5.8%
+0.85%
Day of report
−2.58%
Next session
−1.85%
One week
−1.44%
30 days

S&P 500 over the same 30 days: +6.29%.

Did FCBC Beat Earnings? Q1 2026 Results

First Community Bankshares delivered a clean beat to open 2026, posting adjusted earnings of $0.73 per diluted share against the $0.72 consensus estimate, a 1.39% beat that extended the Virginia-based bank's streak of topping analyst expectations to four consecutive quarters. Revenue came in at $44.75 million, ahead of the $44.20 consensus by 1.25% and up 4.3% from the year-ago period. The quarter's defining event was the January 23 closing of the Hometown Bancshares acquisition, which folded in $393.81 million in total assets and $357.72 million in deposits while expanding the company's branch network to 61 locations across four states. That transaction helped push net interest income up 9.89% to $33.29 million, with the net interest margin holding firm at 4.37%. For investors focused on income, the company continues to carry appeal as a <a href="https://247wallst.com/investing/2026/04/14/want-6650-in-passive-income-invest-75000-25000-each-into-these-3-high-yield-dividend-stocks/">high-yield dividend stock</a>, having declared its regular quarterly payout of $0.31 per share alongside the results.

Key Takeaways
  • Net interest margin remained strong at 4.37%, up 3 basis points year-over-year
  • Average earning assets increased $263.04 million, or 9.26%, contributing $2.67 million in additional interest income
  • Yield of interest-bearing deposits declined 19 basis points, reducing interest expense by $393 thousand
  • Noninterest income increased approximately $1.23 million, or 12.00%, driven by other service charges and fees
  • Completion of Hometown Bancshares acquisition added $393.81 million in assets
  • Net interest rate spread increased 11 basis points to 4.05%

FCBC YoY Financials

Q1 2026 vs Q1 2025 · SEC filings Q1 2025 Q1 2026
$0$20.0M$40.0M$42.9M$44.8MRevenue$11.8M$12.0MNet Income$15.3M$15.6MOperating Income
$0$20.0M$40.0MRevenueNet IncomeOperating Income

FCBC Revenue by Segment

Service Charges on Deposits$4.2M
Other Service Charges and Fees$3.9M
Wealth Management$1.3M

Figures from SEC filings and company reports. Not investment advice.