Headquartered in Chambersburg, PA Fiscal year ends December NASDAQ: FRAF franklinfin.com
Franklin Financial Services Corporation (NASDAQ: FRAF) is a bank holding company and the parent of F&M Trust, a community bank with twenty-two banking locations in Franklin, Cumberland, Dauphin, Fulton, and Huntingdon Counties in Pennsylvania, and Washington County in Maryland. The company provides traditional commercial and retail banking services, including commercial real estate, residential mortgage, and commercial and industrial lending, as well as deposit products. Through its wealth management division, F&M Trust offers trust, investment management, and financial planning services with approximately $1.47 billion in assets under management. The bank's loan portfolio is concentrated in commercial real estate (the largest segment at $948.4 million), with significant collateral exposure to apartments, hotels and motels, and office buildings, primarily in the south-central Pennsylvania market. Total assets exceed $2.3 billion and total deposits approach $2.0 billion, with approximately 90% of deposits FDIC insured or collateralized. Updated
Cheaper deposits did the heavy lifting: net interest margin widened to 3.58% from 3.32% a year ago, lifting earnings past expectations and funding a dividend raise to $0.34. The offset investors need to track is credit, with nonperforming loans doubling to $17.8 million since year-end 2025.
Seven small-bank stocks share the same ex-dividend date this Friday, and missing it by a single day means the August payment goes to whoever sold you the shares. The window is closing…
Franklin Financial Services Corporation (NASDAQ: FRAF) is a bank holding company and the parent of F&M Trust, a community bank with twenty-two banking locations in Franklin, Cumberland, Dauphin, Fulton, and Huntingdon Counties in Pennsylvania, and Washington County in Maryland.
The Wall Street consensus 12-month price target for FRAF is $74.00.
