Hippo Holdings Inc

Hippo Holdings Inc. is a technology-native insurance group that operates a diversified carrier platform spanning both personal and commercial lines of property and casualty insurance. The company underwrites homeowners, renters, commercial multi-peril (including business owners policies and commercial property), and casualty insurance products through its subsidiaries — Spinnaker Insurance Company, Spinnaker Specialty Insurance Company, and Wingsail Insurance Company — which hold both admitted and excess & surplus (E&S) licenses in all 50 U.S. states. Hippo serves as a program carrier for managing general agents (MGAs), currently supporting 52 programs, while also operating its own Hippo Homeowners Insurance Program focused on the new home builder channel. The company leverages AI and proprietary technology across claims, customer support, underwriting, and engineering to accelerate MGA time-to-market and improve operating efficiency. Hippo holds an AM Best Financial Strength Rating of 'A-' (Excellent) and employs a scalable reinsurance structure including group catastrophe coverage, whole account quota shares, and captive reinsurance. Its strategic partnerships include Progressive and Westwood, which provides access to over 50 home builders. The company trades on the NYSE under the ticker HIPO. Updated Jul 30, 2026