Headquartered in Doraville, GA Fiscal year ends December NASDAQ: MCBS metrocitybank.bank
MetroCity Bankshares, Inc. is a Georgia-based bank holding company for Metro City Bank, a community bank founded in 2006 that operates 27 full-service branch locations and two loan production offices across Alabama, California, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The bank focuses on commercial real estate, residential real estate, construction and development, and commercial and industrial lending, with a loan portfolio of approximately $3.98 billion. Metro City Bank also engages in SBA lending and servicing, residential mortgage origination and servicing, and maintains a deposit base of approximately $3.56 billion. The company completed the acquisition of First IC Corporation in Q4 2025, which significantly expanded its asset base and branch network. The bank serves diverse communities across its multi-state footprint and qualifies under Community Reinvestment Act programs. Updated
Meeting the $0.84 consensus took roughly $4.0 million in tax credit benefits that cut the effective tax rate to 13.1%. Revenue missed expectations as SBA loan sales and other noninterest income dried up. The board still raised the quarterly dividend to $0.31.
A water utility, a community bank, and a denim maker all raised their dividends this week, but each payout runs on a completely different engine, and only one has the track record…
MetroCity Bankshares, Inc. is a Georgia-based bank holding company for Metro City Bank, a community bank founded in 2006 that operates 27 full-service branch locations and two loan production offices across Alabama, California, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
The Wall Street consensus 12-month price target for MCBS is $38.00.
