NYSE:JEPI

NYSE:JEPI Coverage

9:18am ET

Personal Finance

The After-Tax 401(k) Move That Lets High Earners Shelter Up to $47,500 More Per Year in a Roth Account

  A 58-year-old earning $280,000 a year has already maxed their pre-tax 401(k) deferral. What most do not know is that their plan may allow them to contribute an additional $47,500 per…

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Marc Guberti

10:18am ET

Personal Finance

The 5-Year Roth Conversion Ladder Early Retirees Use to Access Retirement Funds Penalty-Free Before 59 and a Half

You retired at 54 with $1.2 million in a traditional 401(k). Touch it before 59½ and the IRS charges a 10% early withdrawal penalty on top of ordinary income tax. A $60,000…

NYSE:JEPI NYSE:SCHD

Marc Guberti

8:18am ET

Personal Finance

The Year-End Tax Move That Turns Capital Losses in a Brokerage Account Into Tax-Free Roth Dollars

You sold a losing position in March, locked in a real loss, and now you’re sitting on a taxable account with a gap where that investment used to be. Pairing that loss…

NYSE:JEPI NYSE:SCHD

Marc Guberti