Companies /Technology

Toast Inc - Class A

NYSE: TOST Software - Infrastructure
$35.17
▼ $1.80 (−4.87%) today
Markets closed · 6:40pm ET

Q1 2026 Earnings

Reported May 7, 2026, 4:20pm ET · SEC source
$0.20
Miss −26.25%
EPS · est. $0.27
$1.6B
Miss −0.14%
Revenue · est. $1.6B
−1.3%
Trailing market
TOST vs S&P since report
6 quarters
Consecutive EPS misses

Market Reaction

% change · around the report
−6%0+6%+12%May 7May 8report 4:20pm ETearnings+0.8%−4.7%
−6%0+6%+12%May 7May 8earnings+0.8%−4.7%
TOST −4.7%S&P 500 +0.8%
−6%0+6%+12%May 7May 8report 4:20pm ETearnings+2.3%−4.7%
−6%0+6%+12%May 7May 8earnings+2.3%−4.7%
TOST −4.7%NASDAQ +2.3%
−16%−8%0+8%May 6May 15report 4:20pm ETearnings+1.0%−17.1%
−16%−8%0+8%May 6May 15earnings+1.0%−17.1%
TOST −17.1%S&P 500 +1.0%
−16%−8%0+8%May 6May 15report 4:20pm ETearnings+2.0%−17.1%
−16%−8%0+8%May 6May 15earnings+2.0%−17.1%
TOST −17.1%NASDAQ +2.0%
−14.74%
Day of report
−3.43%
Next session
−7.98%
One week
−2.99%
30 days

S&P 500 over the same 30 days: −1.65%.

Did TOST Beat Earnings? Q1 2026 Results

Toast, Inc. posted a mixed first quarter for fiscal 2026, delivering robust top-line growth but falling short on the bottom line as investors had hoped for more. Revenue came in at $1.63 billion, up 21.9% year over year but marginally shy of the $1.63 billion consensus, while earnings per share of $0.20 missed the $0.27 estimate by 26.25%, tempering enthusiasm around an otherwise operationally strong report. The primary growth engine remained Toast's financial technology solutions segment, where Gross Payment Volume expanded 22% to $51.30 billion, underscoring <a href="https://247wallst.com/investing/2026/03/31/we-power-over-160000-restaurants-toasts-cfo-makes-the-case-for-a-data-driven-moat/">the company's restaurant network</a> as a durable revenue base. Net income more than doubled to $126.00 million from $56.00 million a year ago, and Adjusted EBITDA grew to $179.00 million from $133.00 million. Hardware and professional services weighed on results, with GAAP gross profit in that segment deepening to negative $72.00 million. Looking ahead, Toast raised full-year 2026 Adjusted EBITDA guidance to $790.00 million to $810.00 million, signaling continued confidence in its expansion trajectory.

Key Takeaways
  • ARR grew 26% YoY to $2.2 billion with subscription ARR growing 27% and payments ARR growing 24%
  • Added approximately 7,000 net new locations, growing total locations 22% YoY to approximately 171,000
  • Gross Payment Volume grew 22% YoY to $51.3 billion
  • Recurring gross profit grew 27% YoY
  • GAAP operating income margin expanded to 21%
  • Non-GAAP subscription services and financial technology solutions gross profit grew 27% YoY to $529 million

“2026 is off to a strong start. In Q1 we grew recurring gross profit 27%, expanded GAAP Operating Income margin to 21%, and added approximately 7,000 net locations. AI is helping us both build faster and drive more impact for our customers. For example, the launch of Toast IQ Grow includes our first AI agent and aims to help restaurants optimize their digital presence and drive more demand. We see strong momentum across both our core as well as our new markets, and with the incredible opportunities AI creates I've never been more confident in our ability to scale this business.”

Toast CEO, on the earnings call

Forward Guidance & Outlook

For Q2 2026, Toast expects non-GAAP subscription services and financial technology solutions gross profit of $565 million to $575 million (22-24% YoY growth) and Adjusted EBITDA of $185 million to $195 million. For full-year 2026, Toast raised guidance: non-GAAP subscription services and financial technology solutions gross profit of $2,290 million to $2,320 million (21-23% growth, up from prior 20-22% growth) and Adjusted EBITDA of $790 million to $810 million (up from prior $775 million to $795 million).

TOST YoY Financials

Q1 2026 vs Q1 2025 · SEC filings Q1 2025 Q1 2026
$0$500.0M$1.0B$1.5B$1.3B$1.6BRevenue$346.0M$447.0MGross Profit$43.0M$110.0MOperating Income$56.0M$126.0MNet Income
$0$500.0M$1.0B$1.5BRevenueGross ProfitOperating IncomeNet Income

TOST Revenue by Segment

Financial Technology Solutions$1.3B+22.0%
Subscription Services$268.0M+28.0%
Hardware and Professional Services$39.0M−15.2%

Figures from SEC filings and company reports. Not investment advice.