Headquartered in Greenville, SC Fiscal year ends March NASDAQ: WRLD loansbyworld.com
World Acceptance Corporation (NASDAQ: WRLD), operating under the World Finance brand, is a consumer finance company founded in 1962 that provides personal installment loan solutions and personal tax preparation and filing services to over one million customers annually. The company operates more than 1,000 community-based branches across 16 U.S. states, primarily serving consumers who do not have ready access to traditional credit. Unlike many subprime lenders, the company emphasizes understanding borrowers' broader financial situations, assessing repayment ability, and helping customers achieve financial goals. As of September 30, 2026, gross loans outstanding totaled approximately $1.319 billion, with the portfolio weighted toward seasoned borrowers (75.4% of balances from customers with more than two years of tenure). The company funds its lending operations through a revolving credit facility and warehouse facility. Updated
Management has already loosened underwriting and plans to push new customer lending back up, so the loan spigot is reopening at World Acceptance. The company more than doubled consensus EPS, a year after losing money in the same quarter, with the provision for credit losses down to $46.0 million, while revenue came in just under expectations.
World Acceptance Corporation (NASDAQ: WRLD), operating under the World Finance brand, is a consumer finance company founded in 1962 that provides personal installment loan solutions and personal tax preparation and filing services to over one million customers annually.
The Wall Street consensus 12-month price target for WRLD is $180.00.