3 Fintech Stocks To Own For Years of Passive Income

The April 2026 market selloff has reminded income investors of a timeless truth: earned income can be cut, bonuses can vanish, and job security is never guaranteed. Passive income from dividend-paying stocks requires only owning shares in companies that distribute cash to shareholders on a predictable schedule, with no need to time the market, predict interest rates, or pick the next growth story.

The fintech landscape is shifting toward meaningful dividend programs as mature platforms generate substantial free cash flow. We screened our 24/7 Wall St. dividend equity research database and found companies that, combined, can generate over $600 a year in passive annual income on a $10,000 investment in each stock at the time of this writing.

Fidelity National Information Services

• Yield: 3.62%
• Shares for $10,000: 205
• Annual Passive Income: $362

Fidelity National Information Services (NYSE:FIS | FIS Price Prediction) provides core banking, payments processing, and capital markets technology to financial institutions worldwide. Headquartered in Jacksonville, Florida, with approximately 63,000 employees, it serves banks, credit unions, broker-dealers, and asset managers through Banking Solutions and Capital Market Solutions segments.

Banking Solutions generated $1.87 billion in Q4 2025 revenue, up 9% year-over-year, while Capital Market Solutions contributed $883 million, up 8%.

The dividend yield is elevated because the stock has repriced sharply lower over the past year. FIS is down 27.32% over the past 12 months, compressing the share price against a dividend that management has actively grown. The board approved a 10% dividend increase in January 2026, raising the quarterly payout to $0.44 per share.

FIS has paid dividends every quarter for over 16 years without interruption. Full-year 2025 free cash flow reached $1.61 billion, providing ample coverage for the distribution. The company is temporarily pausing share repurchases to deleverage, targeting 2.8x gross leverage, with 2026 free cash flow guidance of $2.05 to $2.15 billion.

Jack Henry & Associates

• Yield: 1.58%
• Shares for $10,000: 64
• Annual Passive Income: $158

Jack Henry & Associates (NASDAQ:JKHY) provides technology solutions and payment processing exclusively to community and mid-tier financial institutions. The company serves approximately 7,400 financial institution clients through four segments: Core, Payments, Complementary, and faster payments.

In Q2 fiscal 2026, faster payments products revenue grew 52.1% year-over-year, reflecting accelerating adoption of real-time payment infrastructure at community banks and credit unions. The company won 22 competitive core deals in the quarter while maintaining a robust pipeline.

The dividend program is defined by consistency rather than yield magnitude. Jack Henry raised its quarterly dividend 6% to $0.61 per share, marking its 22nd consecutive annual increase. The quarterly dividend has grown from $0.40 in 2019 to $0.61 in Q1 2026, a steady compounding trajectory reflecting the company’s recurring-revenue business model. Q2 fiscal 2026 revenue reached $619.33 million, up 7.9% year-over-year, with operating income growing 29.39%.

The payout is conservatively sized relative to earnings, leaving room for continued increases. Jack Henry carries a trailing P/E of 22x and a beta of 0.718, making it one of the lower-volatility names in fintech. Institutional ownership stands at over 104%, reflecting substantial index and fund demand. The analyst consensus price target is $200.07, with 13 buy or strong buy ratings against 4 holds and no sells.

PayPal Holdings

• Yield: 1.12%
• Shares for $10,000: 200
• Annual Passive Income: $112

PayPal Holdings (NASDAQ:PYPL) operates one of the world’s largest digital payments networks, spanning its flagship PayPal wallet, Venmo, and Hyperwallet. The platform counts 439 million active accounts and processed transactions across consumer and merchant segments globally. FY2025 revenue reached $33.17 billion, up 4.32% year-over-year, with non-GAAP EPS of $5.31.

PayPal initiated its first-ever quarterly cash dividend in Q3 2025, targeting a 10% payout ratio of non-GAAP net income. The dividend is modest by design: management structured it as a starting point, with buybacks carrying the heavier capital return load and room for future increases as earnings grow. The company repurchased approximately $6 billion in shares over the trailing 12 months.

Two dividends of $0.14 per share have been paid so far, with the most recent payment on March 25, 2026. At a trailing P/E of 9x and 39.4% quarterly earnings growth year-over-year, PayPal’s income contribution is the smallest of the three, but its earnings trajectory supports future dividend growth as the payout ratio scales with profits.

The bottom line

Combined, these three positions generate $632 in annual passive income on a $30,000 investment, a blended yield across the three positions. Fidelity National Information Services contributes $362, Jack Henry adds $158, and PayPal rounds out the portfolio with $112.

The income comes from three profitable technology businesses with established cash flows. Reinvested dividends buy additional shares, which generate additional dividends, building a larger income base with each passing quarter without requiring additional capital from the investor.

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