Personal Finance Articles

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4558 Articles

Austin Smith | May 30, 2026 at 11:00 AM EDT

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Decision Sitting on the Kitchen Table You are both 64. One of you earned more over a long career,…

David Beren | May 30, 2026 at 10:27 AM EDT

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

A 58-year-old strategy consultant working solo, with 2025 net Schedule C income of $480,000, has already filled the obvious retirement…

Carl Sullivan | May 30, 2026 at 10:27 AM EDT

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Margaret is 73. Her husband died in March, and six months later, her CPA delivered some bad news. A single…

Ian Cooper | May 30, 2026 at 10:21 AM EDT

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

A retiree with $100,000 in a brokerage account wants a predictable monthly check covering recurring bills. The target is $750…

Michael Williams | May 30, 2026 at 10:15 AM EDT

Social Security’s Windfall Elimination Provision is Gone. Here’s How to Claim What You’re Owed

A retired California schoolteacher watched her late husband’s Social Security survivor benefit get zeroed out the day she filed. A…

Drew Wood | May 30, 2026 at 9:46 AM EDT

A 64-Year-Old Single Restaurant Owner Selling for $1.2 Million Cash Discovers a 1031 Won’t Help Him But This Strategy Will

A 64-year-old restaurant owner has spent 25 years building an independent business and recently accepted a $1.2 million cash offer…

Austin Smith | May 30, 2026 at 9:30 AM EDT

The $450,000 Debt Trap That Costs Dentists $1 Million in Forgone Income

A dentist three years out of school carrying $450,000 in student loans is staring at a fork in the road.…

Drew Wood | May 30, 2026 at 9:18 AM EDT

The Two Bucket Income Portfolio That Pays $5,000 a Month Plus a Cash Reserve to Survive 2008 Style Drawdowns

Generating $5,000 per month in passive income works out to $60,000 annually, a level many retirees target to cover core…

Christy Bieber | May 30, 2026 at 9:00 AM EDT

Social Security’s Biggest Pay Raise in 4 Years is Just Around the Corner. But There’s a Catch.

Social Security retirees could be in for a major change to their Social Security benefits in 2027. The upcoming cost-of-living…

Michael Williams | May 30, 2026 at 9:00 AM EDT

Widows Lose $200,000 Over 20 Years When Husbands Claim Social Security at 62

When a husband claims Social Security at 62 and dies a few years later, his widow often discovers something painful:…

Drew Wood | May 30, 2026 at 8:35 AM EDT

Can You Retire in Sarasota on $5,500 a Month? Only If These 3 Things Are True.

Someone in their late fifties or early sixties is looking at Sarasota, doing the napkin math, and wants to know…

Michael Williams | May 30, 2026 at 7:30 AM EDT

The $253,000 Mistake Suze Orman Says Investors Make When Hiring a Friend’s Financial Advisor

On the May 17 episode of her podcast, “Why Friendship Isn’t a Financial Plan,” Suze Orman told the story of…

Maurie Backman | May 30, 2026 at 7:21 AM EDT

Dave Ramsey’s Social Security Advice Falls Apart for the Average $2,000 a Month Retiree

Once you turn 62, you’ll have an important financial to decision to make in the context of retirement planning —…

Drew Wood | May 30, 2026 at 7:13 AM EDT

A Million Dollar Dividend Portfolio Engineered to Pay $58,000 a Year in Mostly Tax Advantaged Income

A blended 5.8% yield on a $1 million portfolio generates roughly $58,000 in annual income, enough to cover a significant…

Drew Wood | May 30, 2026 at 7:08 AM EDT

What Retirement Really Looks Like at 65 With $2.7 Million and a Vineyard That Costs $48,000 a Year to Run

The wine-country retirement fantasy looks beautiful in the brochure: twelve acres in Sonoma, a private label carrying the family name,…

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Personal Finance Articles

All Personal Finance Articles

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Social Security’s Windfall Elimination Provision is Gone. Here’s How to Claim What You’re Owed

A 64-Year-Old Single Restaurant Owner Selling for $1.2 Million Cash Discovers a 1031 Won’t Help Him But This Strategy Will

The $450,000 Debt Trap That Costs Dentists $1 Million in Forgone Income

The Two Bucket Income Portfolio That Pays $5,000 a Month Plus a Cash Reserve to Survive 2008 Style Drawdowns

Social Security’s Biggest Pay Raise in 4 Years is Just Around the Corner. But There’s a Catch.

Widows Lose $200,000 Over 20 Years When Husbands Claim Social Security at 62

Can You Retire in Sarasota on $5,500 a Month? Only If These 3 Things Are True.

The $253,000 Mistake Suze Orman Says Investors Make When Hiring a Friend’s Financial Advisor

Dave Ramsey’s Social Security Advice Falls Apart for the Average $2,000 a Month Retiree

A Million Dollar Dividend Portfolio Engineered to Pay $58,000 a Year in Mostly Tax Advantaged Income

What Retirement Really Looks Like at 65 With $2.7 Million and a Vineyard That Costs $48,000 a Year to Run

If You Have $620,000 Saved at 67 and a $90,000 Pension Buyout Decision, Here Is the Lump Sum Math

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Most Income Investors Have Never Heard of These 3 ETFs Paying Over 10 Percent Monthly

If You Have $620,000 Saved at 67 and a $90,000 Pension Buyout Decision, Here Is the Lump Sum Math

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

If You Have $620,000 Saved at 67 and a $90,000 Pension Buyout Decision, Here Is the Lump Sum Math

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Personal Finance Articles

All Personal Finance Articles

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Social Security’s Windfall Elimination Provision is Gone. Here’s How to Claim What You’re Owed

A 64-Year-Old Single Restaurant Owner Selling for $1.2 Million Cash Discovers a 1031 Won’t Help Him But This Strategy Will

The $450,000 Debt Trap That Costs Dentists $1 Million in Forgone Income

The Two Bucket Income Portfolio That Pays $5,000 a Month Plus a Cash Reserve to Survive 2008 Style Drawdowns

Social Security’s Biggest Pay Raise in 4 Years is Just Around the Corner. But There’s a Catch.

Widows Lose $200,000 Over 20 Years When Husbands Claim Social Security at 62

Can You Retire in Sarasota on $5,500 a Month? Only If These 3 Things Are True.

The $253,000 Mistake Suze Orman Says Investors Make When Hiring a Friend’s Financial Advisor

Dave Ramsey’s Social Security Advice Falls Apart for the Average $2,000 a Month Retiree

A Million Dollar Dividend Portfolio Engineered to Pay $58,000 a Year in Mostly Tax Advantaged Income

What Retirement Really Looks Like at 65 With $2.7 Million and a Vineyard That Costs $48,000 a Year to Run

If You Have $620,000 Saved at 67 and a $90,000 Pension Buyout Decision, Here Is the Lump Sum Math

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Most Income Investors Have Never Heard of These 3 ETFs Paying Over 10 Percent Monthly

Featured Reads

If You Have $620,000 Saved at 67 and a $90,000 Pension Buyout Decision, Here Is the Lump Sum Math

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73