Personal Finance Articles

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4557 Articles

David Beren | May 27, 2026 at 5:55 PM EDT

A 67-Year-Old Solo 401(k) Holder Just Found $234,000 of Additional Roth Conversion Headroom Most Self-Employed Retirees Miss

A 67-year-old consultant filing a Schedule C with $185,000 in net self-employment income and a $1.4 million pre-tax Solo 401(k)…

Carl Sullivan | May 27, 2026 at 5:15 PM EDT

Why Your $2M Portfolio Doesn’t Determine Your Retirement (This One Withdrawal Number Does)

Linda is 64, single with no dependents, and staring at a $2 million brokerage statement wondering if it is enough.…

Carl Sullivan | May 27, 2026 at 4:37 PM EDT

Why a 72-Year-Old With $2.2M Faces $7.4K in Annual Medicare Surcharges

A single 72-year-old retiree sitting on a $2.2 million traditional IRA looks, on paper, like a textbook success story. Then…

Don Lair | May 27, 2026 at 2:35 PM EDT

401(k) vs. Roth: Which Strategy Wins Depends on One Critical Factor, Expert Explains

On a recent Earn Your Leisure episode titled “Retire Rich The Ultimate Guide to IRAs, 401(k)s, & HSAs!”, a guest…

David Beren | May 27, 2026 at 2:21 PM EDT

The QLAC Strategy That Defers $210,000 of a $1.8 Million 401(k) Past RMDs Until Age 85

An unmarried 70-year-old saver possessing a traditional 401(k) plan valued at $1.8 million, alongside $32,000 in annual Social Security payouts…

Danielle Liverance | May 27, 2026 at 2:03 PM EDT

Wes Moss Warns Aging Homeowners: That Deferred Mortgage Balance Isn’t Going Away

A listener named Michelle wrote into The Clark Howard Podcast’s “Ask An Advisor With Wes Moss” with a question that…

Don Lair | May 27, 2026 at 2:00 PM EDT

Why Mentioning Your Mortgage in a Raise Negotiation Backfires: What an FBI Negotiator Says About Getting Paid More

On a recent episode of Money Rehab with Nicole Lapin, former FBI hostage negotiator Chris Voss laid out the single…

David Beren | May 27, 2026 at 1:35 PM EDT

The Mega Backdoor Roth Move That Lets a Married Couple in the Same Plan Stack $94,000 of Tax-Free Contributions in One Year

Let’s consider a scenario where you have two spouses, both 47, pulling $185,000 at the same employer. They are already…

Danielle Liverance | May 27, 2026 at 1:15 PM EDT

23-Year-Old Paid Off $60,000 in Debt and Built $204,000 in Savings: Here’s What Changed

A 23-year-old caller told George Kamel he had wiped out roughly $60,000 in debt, including student loans from Salem State…

Danielle Liverance | May 27, 2026 at 12:59 PM EDT

Earning $10,000 More Won’t Fix Your Financial Stress. Here’s What Actually Will

On a recent episode of The Investing for Beginners Podcast, host Evan Ray pushed back on one of the most…

Danielle Liverance | May 27, 2026 at 12:32 PM EDT

Most Retirees Are Making This 401(k) Mistake: Draining Taxable Accounts First

On a recent episode of Thoughtful Money with Adam Taggart, financial planner Julia Lembcke described what she sees across most…

Jeremy Phillips | May 27, 2026 at 12:01 PM EDT

The Number 1 Guaranteed Reason Financial Advisors Say Delaying Social Security to 67 Beats Taking It at 62

If you are in your early 60s and staring at the Social Security claim button on SSA.gov, the most expensive…

Danielle Liverance | May 27, 2026 at 11:34 AM EDT

Dave Ramsey Says Buy the Boat if You Can Burn $100,000 Without Flinching

A caller on the Ramsey Everyday Millionaires podcast asked whether he should buy a 38-foot trawler that cost more than…

Danielle Liverance | May 27, 2026 at 11:25 AM EDT

Financial Advisor Adam Grossman: The One Fee Structure That Saves Wealthy Investors Thousands

Adam Grossman, the Boston-based financial advisor who founded Mayport, sat down with Christine Benz on Morningstar’s The Long View and…

Don Lair | May 27, 2026 at 11:24 AM EDT

I Ignored My 401(k) Allocation for 10 Years While My Wife’s Crushed Mine: Here’s the Percentage That Mattered

Rashaad Bilal of Earn Your Leisure described a moment most workers never quite have out loud. “My wife, I saw…

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Personal Finance Articles

All Personal Finance Articles

A 67-Year-Old Solo 401(k) Holder Just Found $234,000 of Additional Roth Conversion Headroom Most Self-Employed Retirees Miss

Why Your $2M Portfolio Doesn’t Determine Your Retirement (This One Withdrawal Number Does)

Why a 72-Year-Old With $2.2M Faces $7.4K in Annual Medicare Surcharges

401(k) vs. Roth: Which Strategy Wins Depends on One Critical Factor, Expert Explains

The QLAC Strategy That Defers $210,000 of a $1.8 Million 401(k) Past RMDs Until Age 85

Wes Moss Warns Aging Homeowners: That Deferred Mortgage Balance Isn’t Going Away

Why Mentioning Your Mortgage in a Raise Negotiation Backfires: What an FBI Negotiator Says About Getting Paid More

The Mega Backdoor Roth Move That Lets a Married Couple in the Same Plan Stack $94,000 of Tax-Free Contributions in One Year

23-Year-Old Paid Off $60,000 in Debt and Built $204,000 in Savings: Here’s What Changed

Earning $10,000 More Won’t Fix Your Financial Stress. Here’s What Actually Will

Most Retirees Are Making This 401(k) Mistake: Draining Taxable Accounts First

The Number 1 Guaranteed Reason Financial Advisors Say Delaying Social Security to 67 Beats Taking It at 62

Dave Ramsey Says Buy the Boat if You Can Burn $100,000 Without Flinching

Financial Advisor Adam Grossman: The One Fee Structure That Saves Wealthy Investors Thousands

I Ignored My 401(k) Allocation for 10 Years While My Wife’s Crushed Mine: Here’s the Percentage That Mattered

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Most Income Investors Have Never Heard of These 3 ETFs Paying Over 10 Percent Monthly

The Home Sale That Adds $5,880 a Year to a Retiree’s Medicare Premium Two Years Later

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

The Home Sale That Adds $5,880 a Year to a Retiree's Medicare Premium Two Years Later

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Most Income Investors Have Never Heard of These 3 ETFs Paying Over 10 Percent Monthly

Personal Finance Articles

All Personal Finance Articles

A 67-Year-Old Solo 401(k) Holder Just Found $234,000 of Additional Roth Conversion Headroom Most Self-Employed Retirees Miss

Why Your $2M Portfolio Doesn’t Determine Your Retirement (This One Withdrawal Number Does)

Why a 72-Year-Old With $2.2M Faces $7.4K in Annual Medicare Surcharges

401(k) vs. Roth: Which Strategy Wins Depends on One Critical Factor, Expert Explains

The QLAC Strategy That Defers $210,000 of a $1.8 Million 401(k) Past RMDs Until Age 85

Wes Moss Warns Aging Homeowners: That Deferred Mortgage Balance Isn’t Going Away

Why Mentioning Your Mortgage in a Raise Negotiation Backfires: What an FBI Negotiator Says About Getting Paid More

The Mega Backdoor Roth Move That Lets a Married Couple in the Same Plan Stack $94,000 of Tax-Free Contributions in One Year

23-Year-Old Paid Off $60,000 in Debt and Built $204,000 in Savings: Here’s What Changed

Earning $10,000 More Won’t Fix Your Financial Stress. Here’s What Actually Will

Most Retirees Are Making This 401(k) Mistake: Draining Taxable Accounts First

The Number 1 Guaranteed Reason Financial Advisors Say Delaying Social Security to 67 Beats Taking It at 62

Dave Ramsey Says Buy the Boat if You Can Burn $100,000 Without Flinching

Financial Advisor Adam Grossman: The One Fee Structure That Saves Wealthy Investors Thousands

I Ignored My 401(k) Allocation for 10 Years While My Wife’s Crushed Mine: Here’s the Percentage That Mattered

Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

Most Income Investors Have Never Heard of These 3 ETFs Paying Over 10 Percent Monthly

The Home Sale That Adds $5,880 a Year to a Retiree’s Medicare Premium Two Years Later

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Why a $2.1 Million 401(k) Holder Is Moving From California to Nevada Before His First RMD at 73

The Home Sale That Adds $5,880 a Year to a Retiree's Medicare Premium Two Years Later