Let’s assume, for a moment, that a home has been in the family for thirty years, and that the wife moves into assisted living in year one, while the husband continues living there. When…
Many retirees spent 2025 hoping the One Big Beautiful Bill would shrink or scrap Required Minimum Distributions. The law rewrote brackets, made the higher standard deduction permanent, and added a new senior bonus deduction,…
President Trump is someone who isn’t afraid of conflict. He’s clashed with a number of major players in the political space through the years. And the animosity between him and former Federal Reserve chair…
Retiring to Costa Rica’s Pacific coast is a common aspiration for Americans approaching retirement, particularly those with portfolios in the high six or low seven figures. The appeal is obvious: warm weather, ocean views,…
Being married and eligible for Social Security gives you many choices for claiming benefits. Both you and your spouse can claim benefits as early as age 62. If you don’t want your benefits reduced,…
Fifty thousand dollars per year is roughly what a retiree with a paid-off home may need to cover core expenses in many U.S. metro areas, including home maintenance, groceries, health insurance premiums, transportation, and…
Liz Peek, a Fox News contributor, delivered a striking household-level statistic on Fox Business’ Kudlow on June 3: “The Average refund was up, like, 11%. Overall, refunds are up 17%. Tens of millions of…
A 60-year-old widow files for Social Security survivor benefits after her husband’s death. She has her own work record from a long career, but a well meaning relative tells her to “just take what…
A married couple filing jointly with $400,000 of taxable income occupies one of the highest tax brackets many affluent retirees and professionals will encounter before reaching the top tier. At that income level, federal taxes…
A 60-year-old widow sits at her kitchen table with a Social Security statement and a calendar. Her husband passed away a few months ago at age 67. He had been collecting $2,840 a month…
The National Association of Realtors’ April 2026 existing home sales report carries a national headline suggesting the housing market is still grinding higher, but beneath that average lies a regional split that changes the…
Social Security is an important retirement income source to a lot of people. For those who struggle to save, those benefits can end up being the only source of income for retirement. For this…
A 68-year-old drawing $30,000 a year from Social Security has good news heading into 2026: most of the country no longer taxes that income at the state level. Eight states still do, down from…
A new picture of how middle-class twentysomethings are handling retirement is emerging from the Transamerica Center for Retirement Studies, and it carries a striking contradiction. The behavior looks textbook, while the underlying knowledge lags.…
The midpoint of the year is when seniors on Social Security tend to get antsy about knowing what their upcoming cost-of-living adjustment (COLA) will look like. Each year, Social Security benefits are eligible for…
