On a recent episode of Financial Audit titled “Predator EXPOSED On Financial Audit,” host Caleb Hammer confronted a guest named Liam who had taken out a $1,950 payday loan at 100% APR to help…
A 67-year-old consultant filing a Schedule C with $185,000 in net self-employment income and a $1.4 million pre-tax Solo 401(k) sits in an unusual planning window. She intends to keep a handful of clients…
Linda is 64, single with no dependents, and staring at a $2 million brokerage statement wondering if it is enough. She has spent 30 years watching that number grow. Now she wants to know…
A single 72-year-old retiree sitting on a $2.2 million traditional IRA looks, on paper, like a textbook success story. Then the first required minimum distribution (RMD) arrives, and the tax code reveals a second…
On a recent Earn Your Leisure episode titled “Retire Rich The Ultimate Guide to IRAs, 401(k)s, & HSAs!”, a guest delivered the line every traditional 401(k) saver needs to hear: “If you have, let’s…
An unmarried 70-year-old saver possessing a traditional 401(k) plan valued at $1.8 million, alongside $32,000 in annual Social Security payouts and a separate taxable brokerage account worth $250,000, is currently approaching her mandatory distribution…
A listener named Michelle wrote into The Clark Howard Podcast’s “Ask An Advisor With Wes Moss” with a question that haunts thousands of homeowners who survived the 2008 foreclosure wave. “My husband is 61…
On a recent episode of Money Rehab with Nicole Lapin, former FBI hostage negotiator Chris Voss laid out the single sentence that quietly tanks most raise conversations: “You just bought a house. How was…
Let’s consider a scenario where you have two spouses, both 47, pulling $185,000 at the same employer. They are already maxing out their 401(k) deferrals every year. As it stands, their CPA recently mentioned…
A 23-year-old caller told George Kamel he had wiped out roughly $60,000 in debt, including student loans from Salem State University, credit cards, and a $573 monthly payment on a 2023 Honda Civic. He…
On a recent episode of The Investing for Beginners Podcast, host Evan Ray pushed back on one of the most common assumptions in personal finance: that a bigger paycheck buys peace of mind. “More…
On a recent episode of Thoughtful Money with Adam Taggart, financial planner Julia Lembcke described what she sees across most retiree balance sheets: “What I see most of the time is that the pre-tax…
If you are in your early 60s and staring at the Social Security claim button on SSA.gov, the most expensive mistake you can make is treating that decision like a stock trade. I’ve been…
A caller on the Ramsey Everyday Millionaires podcast asked whether he should buy a 38-foot trawler that cost more than what he earns in a year. The verdict was a green light. The host’s…
Adam Grossman, the Boston-based financial advisor who founded Mayport, sat down with Christine Benz on Morningstar’s The Long View and challenged the way most Americans pay for investment advice. His argument: the standard 1%…
