My income is rising but I still want to save for retirement in a Roth IRA
A Reddit user is in a fortunate position. After a job change, his income will be high enough that he is no longer eligible to make a full contribution to a Roth IRA. Once…
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2025’s Most Searched Cash-Back Credit Cards Has Some Total Gems
What are the most searched cash-back credit cards of 2025? Cash-back credit cards are a great way to get a financial incentive while you spend. Not all of these are created equal, however. Today,…
I Quit My Job 13 Years Ago – Why Do People Keep Pushing Me To Make Money From My Hobbies?
Some folks who retire early wish to stay retired — for good. Others may be content with a lengthy sabbatical of a retirement followed by a return to a former career, a new job,…
Retirement gave me time, health, and clarity – but money stress and projects brought me back to work
Most people who retire don’t just jump back into working after a few months of retirement but that’s exactly what one Reddit poster is doing. The poster’s situation is unique, though, because she retired…
I value money more than my friends. Here’s the impact
A Reddit user has found himself in a difficult position. His friends are not as financially responsible as he is, and they often don’t make the right money decisions. As a result, he regularly…
My father died before retirement age and my mom isn’t retired yet either – how does Social Security work in this case?
Apart from infidelity, the early death of a spouse is probably among the most devastating events that can impact a marriage. While younger couples nowadays may be better equipped to find resources online, there…
I’m earning $700k in tech but could lose my job soon – should I aggressively pay down my mortgage or build up cash instead?
A Reddit user is facing a difficult situation. The poster is earning $700,000 at his tech job, but he expects to lose that position soon because his company is going through multiple rounds of…
The 20 Best Cities For Retirees Looking to Downsize and Get More Bang for Their Buck
One of the best aspects of entering a retirement mindset and future is that it allows you to reset your life. This could include everything from introducing yourself to new hobbies, finding a new…
We rent in a high-cost city and plan to retire – does not owning a home make our plan too risky?
One of the big decisions anyone in the FIRE world will have to make before officially quitting is where to live. There is no question that for millions of retirees, early retirement or otherwise,…
Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible
There’s no way to sugarcoat that millions of Americans carry heavy debt. Whether it’s credit card debt, school loans, or personal loans, debt is a very real thing that can be detrimental to our…
Social Security could be stabilized by taxing high earners more – is eliminating the payroll cap the answer?
According to several economists, the Social Security trust fund is on track to become insolvent by 2035, unless there are some drastic changes made. To replenish the fund, Social Security needs to either augment…
Self-made at 31, earning over $400k a year – do I keep my wealth quiet or enjoy the finer things?
There are a lot of great things about being a self-made millionaire at 31. However, one Reddit user has found that there are also some challenges as well. Specifically, the poster has found himself…
How I Plan to Allocate $250,000 for My Early Retirement at 40 – Seeking Your Advice
The FIRE (Financial Independence, Retire Early) movement is achievable for many young people who prioritize saving and investing early on in their careers. In this piece, we’ll explore the case of a very young…
My Dad Is Retiring Soon – How Can I Get Health Insurance Before I Miss Important Appointments?
Running out of money in the middle of a retirement is a top fear for many retirees, even those who have a comfortable nest egg that’s above and beyond what one would need for…
Our retirement plan includes $160K+ in dividends and no major expenses – what are we missing before calling it quits?
When you start to get to a point where you think about retirement, it’s only right that you do a deep dive into your current financial portfolio. It’s best to do this while you…