10 Tips to Avoid Social Security Scams and Fraud
Unfortunately, Social Security scams and fraudulent activity are not just a possibility but happen daily to good people. The hope is that by knowing what to look for, you can be on watch to…
Personal Finance
All Personal Finance Articles
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Is Your 401(k) on Track? What Most People Get Wrong About Retirement Savings
One of the most important questions anyone can answer is whether or not their retirement savings are on track. Given current world events, this question is more meaningful than ever as millions of Americans,…
My credit score soared 132 points and now my dream car is in sight. Here’s how I pulled it off.
One of the best feelings in the world, at least in the personal finance world, can be raising your credit score if you are coming off challenging financial times. As much as Dave Ramsey…
I froze in 2020 and missed the stock market rebound – now with $750,000 left to invest, I’m choosing a different path
A Reddit poster is regretting a big mistake he made with his past investments, and he’s correcting course this time. Here’s what happened, and what he’s doing differently this time. This is the big…
If You Missed Suze Orman’s Reminder for 2025, It’s Not Too Late To Fix Your Credit Card Usage
As one of the more prolific voices in personal finance, Suze Orman and her advice have been everywhere. From her many appearances on CNBC, in-person, blogs, podcasts, and more, there is every reason to…
I was on the journey to early retirement with $800k, but now I can’t find a job as a software engineer—what should I do?
A Reddit poster was on track to be able to retire early, but is afraid that extended unemployment could derail his dream. The poster said that he has spent six years working as a…
I Just Saw Marriott Bonvoy Points Hit an All-Time High: 185k Points! Here’s What I Found.
One of every travel credit card fan’s favorite hacks is whenever a promotion exists that seemingly gets a whopping amount of extra points or miles. Travel credit cards are notorious for enticing new sign-ups…
Should I quit my high-paying job with $1.5M saved despite feeling miserable and stressed?
A lot of people reach their late 30s only to find that they’re behind on savings. In fact, I have some friends who are older than that who can barely afford to replace…
Here’s Why $1 Million May Not Buy You Your Dream Retirement
When I read that the median retirement savings balance among Americans 65 to 74 was just $200,000 as of 2022, I was pretty shocked. I knew that the country was deep in the throes…
4 in 10 Unprepared Americans Blame Lack of Savings for Retirement Woes
It may or may not surprise you to learn that a large number of workers today feel unprepared for retirement. And while some workers have many years to put a plan in place,…
I Received a $3,500 Tip—Should I Pay Off Debt or Invest in My Future?
Getting a tip of more than $1,000 is virtually unheard of. For this lucky Reddit user, they were in the right place at the right time and gave a level of service that probably went above…
My Credit Score Dropped from 676 to 520 Overnight: What Should I Do?
A Reddit poster had a credit score of 676, but his score dropped to 520 overnight. The poster said he did not know why the sudden and dramatic score drop happened, but that he…
How Can I Plan to Retire While Caring for My Partner with a Degenerative Illness?
A Reddit poster is trying to figure out how to manage retirement planning while considering the needs of a spouse with a degenerative illness. The poster is in his mid-50s and has a net…
Judge Judy says “Negotiations are simple: know what you’re worth, say it, and don’t be afraid to walk if you don’t get it”
I know a lot of people who have been at their careers for about 20 years. And to this day, they’re not happy with the money they’re making. Now in some cases, that’s…
How to Actually Save an Emergency Fund When You’re Broke
Every financial planner will tell you how important it is to have an emergency fund in your personal budget. And no one would dispute that’s a great idea. But what do you do if…