Has Tipping Gotten Out of Hand? Here Are the Current Social Rules
If you live in the United States and polled 100 people about something financial that has gotten out of hand lately, I hope tipping is the top answer. We now live in a world…
Personal Finance
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I Have $5M At Only 35 Years Old, But Can’t Enjoy It
One of the biggest challenges someone who is living the FIRE life can face is having a bunch of money but not being able to enjoy it. This is something of the underlying belief…
I’m in my late 30s and have saved $2 million but I still rent – am I stuck forever?
Buying a home has become increasingly difficult in today’s market. Not only are housing prices elevated, but mortgage rates remain high. There’s also a general shortage of homes on the market, which is…
I’m a slight beginner. What is the best cash back credit card for me?
Your first job, your first apartment, your first credit card. Being a young adult in America involves a whole lot of firsts, and you’re expected to accomplish all of them shortly after graduating high…
We’re looking to do a $160k home renovation – is an 8% interest rate for a HELOC too high to justify it?
When inflation went on a rampage following the pandemic, the Federal Reserve had to do something to intervene. So the central bank went and raised its benchmark interest rate multiple times, driving borrowing…
My baby boomer parents didn’t save for retirement and I have plenty of money – how can I help them if they are being stubborn?
It’s often the case that parents help their adult children financially for as long as they can. But sometimes, the roles can get reversed. That seems to be the case for this Reddit…
Actor-turned-investor Ashton Kutcher says investing “is like planting seeds; nurture them, and they will grow into something remarkable”
Ashton Kutcher first got into the spotlight as a famous actor, but he’s now become a successful investor. Kutcher has been investing since 2009 and made early investments in Skype and Airbnb. He co-founded…
Retiring on Social Security Alone? Here’s the Pay Cut You Might Be Looking At
Back in the day, it was common for people to stick with the same employer for 30 or 40 years and retire with a pension. These days, it’s mostly public employees who get pensions.…
My family has a history of early death – should I resign from my job and enjoy the money I’ve saved?
A 40-year-old Redditor has amassed an $18 million net worth and plans to retire in the next 12 months. He’s married with one kid and has a W2 household income of $500k. Most of…
We’re in our mid-30s and our family has saved $1 million for retirement – here’s what it’s invested in
The HENRY Finance group is a great resource for advice and inspiring success stories. A 36-year-old Redditor recently posted in the group to share his progress with building his net worth. He has a wife and…
If You Have Over $1 Million Today, See How Much You Can Make
A $1 million nest egg is a game changer, but the assets you choose will impact how much that nest egg grows. Stocks tend to outpace bonds during periods of economic strength, but equities…
Tony Robbins says “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver” – how to take control of your financial journey
Tony Robbins has helped many people master their personal finances. He’s also become a leader in the personal development industry, inspiring people to become better versions of themselves with actionable strategies. You can underline…
Which No-Fee credit card has the most cash back reward % for ALL purchases across the board, regardless categories?
Credit card companies want your business. I mean, they really want it, and there’s a reason for that. Every time you use a credit card, the place you shop has to pay the credit…
I’m Not Yet 40 and Get $200K per Year From My Trust. When Is the Right Time to Retire?
Retirement isn’t an age. It’s an income number. While many people reach a sufficient net income in their 60s or 70s to retire, some people can walk away much sooner. One Redditor finds himself…
In your opinion, what’s the best cash back card?
In the world of credit cards today, the debate over the “best” cash-back card continues to rage. Of course, “best” is subjective as what constitutes a great cash-back card to me might not be…