A 68-year-old stays on his wife’s employer health plan after turning 65 because she is still working, and he assumes that coverage lets him delay Medicare Part B. Three years later, when she retires…
A 10% dividend feels like a win because it solves the income problem with less capital. The arithmetic is seductive: $80,000 of annual income requires $800,000 at a 10% yield versus about $2.29 million…
Caleb Hammer sat down with a married couple raising four kids on a past-due mortgage, and the first thing he learned was that neither spouse had full visibility into the family finances. What came…
Cheryl's parents offered her fair compensation for retiring early to become their full-time caregiver, with one condition that made her stomach drop. George Kamel told her exactly why keeping that secret would turn a…
A saver who puts $400 a month into a diversified portfolio from age 30 through 65 ends up with more money than one who puts $900 a month into the same portfolio from age…
She gave thousands to charity every month and felt nothing. Dave Ramsey heard her problem and pulled out a pocketful of hundreds to explain what she was missing.
The IRS lets workers under 50 shelter $24,500 a year in a 401(k) in 2026, up from the $23,500 cap in 2025. The tax code assumes an American worker with steady employment could set…
Fidelity’s latest analysis of 24.8 million participants shows that the average American age 70 and older with a workplace retirement account has about $250,000 in a 401(k). That may sound like a sizable nest…
A 47-year-old woman fresh out of a 19-year marriage called Dave Ramsey with a loaded question about her home equity, and his answer surprised even him.
A mom following popular FAFSA guides that tell families to spend down their savings before filing got a sharp reality check from Dave Ramsey about who those strategies actually benefit.
Five months into her marriage, Trudy called Dave Ramsey convinced her husband's generosity was helping her tackle $48,000 in debt. Ramsey and co-host George Kamel heard something very different in her story.
A stock screener sorted by current yield misses one of the most powerful income stories in the market. Microsoft (NASDAQ: MSFT) now pays $0.91 per quarter, up from $0.08 per quarter in 2005. Visa…
When a mom asked Dave Ramsey whether to switch her family's college savings into Trump Accounts, his answer surprised even fans of the new program, and his reasoning cuts right to the heart of…
A caller named Hannah told Dave Ramsey on The Ramsey Show her marriage was quietly falling apart on a household income most Americans would envy. “My husband and I are on Baby Step 2…
The 60/40 portfolio held up for decades, but retirees facing 25 or 30 years of rising food, housing, and healthcare costs are discovering a critical flaw baked into the bond-heavy half of that equation.
