Personal Finance Articles

All Personal Finance Articles

6437 Articles

Thomas Richmond | Aug 16, 2026 at 7:17 PM EDT

Dave Ramsey: “He Doesn’t Get to Sit on His Butt” – Warehouse Worker Faces Layoff After 26 Years With Company

After 26 years at the same company, a warehouse worker faces a December layoff with severance, savings, and debt in…

Thomas Richmond | Aug 16, 2026 at 6:47 PM EDT

The Ramsey Show: “You’re Gonna Weep for Your Kids, for Yourself” to Single Mom After $1,350/Mo Cut in Child Support

A $1,350 monthly income cut exposed something Rachel Cruze called a much older problem lurking underneath, and the path forward…

Jake Fitzgerald | Aug 16, 2026 at 4:48 PM EDT

An Estate Can Pick Its Own Valuation Date. Here’s the Six-Month Do-Over That Cuts the Tax Bill When Markets Fall

Most executors default to date-of-death values without realizing federal law hands them a second chance to reprice the entire estate.…

Gerelyn Terzo | Aug 16, 2026 at 4:02 PM EDT

He Played Three Seasons in the NFL, Then Taught School for 30 Years. Social Security Barely Counted the Three.

A retired coach with three lucrative NFL seasons and 30 years of teaching expected Social Security to reward his biggest…

Thomas Richmond | Aug 16, 2026 at 3:34 PM EDT

Dave Ramsey Tells Couple Earning $110,000 They Can Afford a Baby, but One Decision Could Change Everything

A couple earning $110,000 called Dave Ramsey terrified they could not afford a baby, and he gave them a green…

Gerelyn Terzo | Aug 16, 2026 at 3:03 PM EDT

The Screening Mammogram Is Free. The Callback for a ‘Second Look’ Bills Like Any Other Procedure.

She walked out of her annual mammogram relieved, got a callback two weeks later, received a clean result, and then…

Thomas Richmond | Aug 16, 2026 at 2:41 PM EDT

Dave Ramsey: “You’re Spending Like You’re in Congress.” 19-Year-Old Makes $11K/Mo but Has $58K in Debt

A 19-year-old pressure washer pulling six figures a year called Dave Ramsey expecting a pat on the back, but what…

David Beren | Aug 16, 2026 at 2:36 PM EDT

New for 2026: Earn Over $150,000 and Your 401(k) Catch-Up Money Now Goes In as Roth, Whether You Like It or Not.

A quiet rule change that took effect January 1 is reshaping how older, higher-earning workers handle one of their most…

Gerelyn Terzo | Aug 16, 2026 at 2:03 PM EDT

He Sold $80,000 of Timber Off His Land. Social Security Wanted to Know: Investor, or Still a Logger?

One large timber check can look like a capital asset sale to Social Security and like taxable income to Medicare…

Thomas Richmond | Aug 16, 2026 at 1:18 PM EDT

“Their Job Is to Screw You:” Dave Ramsey to Newlywed With $41K in Debt on a $95K Income

Nick earns $75,000 a year, just got married, and still cannot figure out why he is broke every single week.…

Gerelyn Terzo | Aug 16, 2026 at 11:37 AM EDT

Medicare Sent Him Home ‘With Services.’ His Wife Covered the Other 166 Hours.

When a discharge planner says home with services, families hear a promise. What actually shows up at the front door…

David Beren | Aug 16, 2026 at 11:20 AM EDT

He Bought a $300,000 Annuity Inside His IRA for the Tax Deferral. The IRA Was Already Tax-Deferred, but the Fees Were Real.

Buying an annuity inside an IRA for the tax deferral sounds like a smart retirement move until you look at…

Gerelyn Terzo | Aug 16, 2026 at 10:04 AM EDT

She Paid Off Her House Years Ago. On Social Security, the Taxes and Upkeep Are Pricing Her Out Anyway.

She owns the house outright, yet each year the bills attached to her address quietly outpace the one raise she…

Gerelyn Terzo | Aug 16, 2026 at 9:01 AM EDT

The Gold Coins She Bought in 1980 Sat in a Drawer for 45 Years. The Year She Sold, Her Medicare Premium Doubled.

She sold gold coins her late husband bought in 1979, pocketed what felt like a windfall, and thought nothing more…

Gerelyn Terzo | Aug 16, 2026 at 7:02 AM EDT

He Cut His Factory Hours at 63 to Protect Social Security. The Union’s “Lost-Time” Checks Put Him Over the Limit.

He counted every factory hour to stay under Social Security's earnings limit, but a second employer was quietly running up…

1 … 7 8 9 10 11 … 434

Personal Finance Articles

All Personal Finance Articles

Dave Ramsey: “He Doesn’t Get to Sit on His Butt” – Warehouse Worker Faces Layoff After 26 Years With Company

The Ramsey Show: “You’re Gonna Weep for Your Kids, for Yourself” to Single Mom After $1,350/Mo Cut in Child Support

An Estate Can Pick Its Own Valuation Date. Here’s the Six-Month Do-Over That Cuts the Tax Bill When Markets Fall

He Played Three Seasons in the NFL, Then Taught School for 30 Years. Social Security Barely Counted the Three.

Dave Ramsey Tells Couple Earning $110,000 They Can Afford a Baby, but One Decision Could Change Everything

The Screening Mammogram Is Free. The Callback for a ‘Second Look’ Bills Like Any Other Procedure.

Dave Ramsey: “You’re Spending Like You’re in Congress.” 19-Year-Old Makes $11K/Mo but Has $58K in Debt

New for 2026: Earn Over $150,000 and Your 401(k) Catch-Up Money Now Goes In as Roth, Whether You Like It or Not.

He Sold $80,000 of Timber Off His Land. Social Security Wanted to Know: Investor, or Still a Logger?

“Their Job Is to Screw You:” Dave Ramsey to Newlywed With $41K in Debt on a $95K Income

Medicare Sent Him Home ‘With Services.’ His Wife Covered the Other 166 Hours.

He Bought a $300,000 Annuity Inside His IRA for the Tax Deferral. The IRA Was Already Tax-Deferred, but the Fees Were Real.

She Paid Off Her House Years Ago. On Social Security, the Taxes and Upkeep Are Pricing Her Out Anyway.

The Gold Coins She Bought in 1980 Sat in a Drawer for 45 Years. The Year She Sold, Her Medicare Premium Doubled.

He Cut His Factory Hours at 63 to Protect Social Security. The Union’s “Lost-Time” Checks Put Him Over the Limit.

You Can Undo an Early Social Security Claim, But Only Within 12 Months, and You Have to Repay Every Dollar

He Earned Six Figures Running Heavy Equipment. At 61, His Body Retired Before Social Security Would Let Him.

Single at 66 Means One Social Security Check and No Backup. These 4 ETFs Build the Second One

You Can Undo an Early Social Security Claim, But Only Within 12 Months, and You Have to Repay Every Dollar

He Earned Six Figures Running Heavy Equipment. At 61, His Body Retired Before Social Security Would Let Him.

You Can Undo an Early Social Security Claim, But Only Within 12 Months, and You Have to Repay Every Dollar

He Earned Six Figures Running Heavy Equipment. At 61, His Body Retired Before Social Security Would Let Him.

Personal Finance Articles

All Personal Finance Articles

Dave Ramsey: “He Doesn’t Get to Sit on His Butt” – Warehouse Worker Faces Layoff After 26 Years With Company

The Ramsey Show: “You’re Gonna Weep for Your Kids, for Yourself” to Single Mom After $1,350/Mo Cut in Child Support

An Estate Can Pick Its Own Valuation Date. Here’s the Six-Month Do-Over That Cuts the Tax Bill When Markets Fall

He Played Three Seasons in the NFL, Then Taught School for 30 Years. Social Security Barely Counted the Three.

Dave Ramsey Tells Couple Earning $110,000 They Can Afford a Baby, but One Decision Could Change Everything

The Screening Mammogram Is Free. The Callback for a ‘Second Look’ Bills Like Any Other Procedure.

Dave Ramsey: “You’re Spending Like You’re in Congress.” 19-Year-Old Makes $11K/Mo but Has $58K in Debt

New for 2026: Earn Over $150,000 and Your 401(k) Catch-Up Money Now Goes In as Roth, Whether You Like It or Not.

He Sold $80,000 of Timber Off His Land. Social Security Wanted to Know: Investor, or Still a Logger?

“Their Job Is to Screw You:” Dave Ramsey to Newlywed With $41K in Debt on a $95K Income

Medicare Sent Him Home ‘With Services.’ His Wife Covered the Other 166 Hours.

He Bought a $300,000 Annuity Inside His IRA for the Tax Deferral. The IRA Was Already Tax-Deferred, but the Fees Were Real.

She Paid Off Her House Years Ago. On Social Security, the Taxes and Upkeep Are Pricing Her Out Anyway.

The Gold Coins She Bought in 1980 Sat in a Drawer for 45 Years. The Year She Sold, Her Medicare Premium Doubled.

He Cut His Factory Hours at 63 to Protect Social Security. The Union’s “Lost-Time” Checks Put Him Over the Limit.

You Can Undo an Early Social Security Claim, But Only Within 12 Months, and You Have to Repay Every Dollar

He Earned Six Figures Running Heavy Equipment. At 61, His Body Retired Before Social Security Would Let Him.

Single at 66 Means One Social Security Check and No Backup. These 4 ETFs Build the Second One

Featured Reads

You Can Undo an Early Social Security Claim, But Only Within 12 Months, and You Have to Repay Every Dollar

He Earned Six Figures Running Heavy Equipment. At 61, His Body Retired Before Social Security Would Let Him.