Real estate investor Pace Morby recently sat down with the hosts of The Iced Coffee Hour and dropped a line that cuts to the core of the argument for whether it’s best to buy…
A 52-year-old engineering director earning $250,000 with $900,000 in her 401(k) has maxed the elective deferral every year since her early 40s. She, like almost everyone at her income level, has skipped the after-tax…
Colorado Springs sits in a sweet spot that attracts many retirees. It offers mountain views, four distinct seasons, extensive trail systems, and a lower cost structure than Aspen, Boulder, or many Denver suburbs. The…
A 62-year-old with a traditional IRA has been reading the same warnings everyone else has: the RMD tax bomb is coming. Required withdrawals will push him into a higher bracket, make more of his…
A 72-year-old in Phoenix opens a letter from her Medicare Advantage insurer in July. Her cardiologist, the one she has seen for six years, is leaving the network on September 1. Open enrollment does…
Dave Ramsey just gave away the two reasons most people convert to a Roth too late, if they convert at all. The part of his pitch that lands hardest is not about your own…
Making the most of your Social Security can be one of the keys to financial security in retirement. Fortunately, there are simple ways you can increase the amount of income you collect. In fact,…
Margaret turned 75 in March and took her first required minimum distribution from a $3 million traditional 401(k). Using the IRS Uniform Lifetime Table divisor of 24.6 for age 75, that first RMD ran…
Bask Bank is an online-only division of Texas Capital Bank built around a simple premise: pick how you want your savings to earn. The options are cash interest in a high-yield savings account, an…
A portfolio that throws off $60,000 a year sounds like a finished puzzle. The brokerage statement says $5,000 a month, the bills get paid, life goes on. Then the retiree adds up what actually…
Picture the retiree who walked out of her corporate job in December 2025, opened her first Medicare bill in February 2026, and saw a Part B premium of $284.10 instead of the $202.90 standard.…
Three retirees own the same portfolio. Each holds $1 million in dividend-paying stocks generating roughly $60,000 a year of income. One lives in Florida, one in Pennsylvania, and one in California. By the time…
Pickleball has become the fastest-growing sport in America, and retirees helped fuel the boom. The game is easy to learn, relatively gentle on aging joints, highly social, and dramatically cheaper than golf or boating.…
Her grandmother just turned 103. Her mother is 84 and still drives. Her aunts made it into their late 90s. She is 65, healthy, recently retired, and staring at a Social Security statement that…
Financial independence rarely arrives with a parade. For many people, it shows up on a Tuesday morning when someone else is scrubbing the bathroom. Hiring a cleaning service is a luxury many retirees and…
