A woman called The Ramsey Show describing an arrangement that sounded reasonable on the surface. She and her boyfriend live in his late father's beach house, where he covers the mortgage and living expenses,…
Dave Ramsey told a caller this week that “a divorce turns your life into a business transaction” after the man, named Matthew, described being blindsided by his wife of nearly six years. “It kind…
The quote came from a recent Ramsey Everyday Millionaires segment, after a caller explained that his father had died five years ago and left him a $50,000 traditional IRA he is still draining under…
A caller named Jack told Dave Ramsey and George Kamel on The Ramsey Show that his widowed mother spent $1.1 million on cruise ship art across 6 to 7 voyages after his father died.…
A newlywed called The Ramsey Show with a problem most prenup conversations never reach: his in-laws had paid for the wedding, then sent a bill. “A kind of a piece of fine print that…
On a recent Ramsey Show call, a 27-year-old supply chain worker asked whether she and her husband should tap their house down payment fund to cover a $5,000-$7,000 hair transplant for her husband. Her…
A 67-year-old retiree is nearing the finish line with a portfolio in the high six figures, a paid-off home sale on the horizon, and a Social Security check of about $2,700 a month. Like…
Constance retired last year at 66 with a portfolio most planners would call enviable. She has $900,000 in a traditional IRA, $200,000 in a Roth, $200,000 in a taxable brokerage, and gets roughly $30,000…
A couple in their sixties steps away from work a year before Medicare kicks in. Both are about 64, healthy, and tired. They have roughly $1.2 million in a traditional IRA and a plan…
$4 million sounds like a lot of money. But stretched over a long retirement, the number results in a fairly modest annual income. Imagine a married couple, both 70, sitting on $4 million in…
Windermere and Winter Park sit only about 20 miles apart, and both offer easy access to Orlando’s airport, healthcare system, and attractions. Yet the retirements they deliver, and what those retirements cost, are dramatically…
High-yield savings account (HYSA) rates are the interest rates that online banks pay on federally insured savings accounts. The rates move with the same forces that move every other short-term rate in the economy,…
A retiree turns 73 and takes his first required minimum distribution (RMD) from a long-untouched traditional IRA. Two years later he opens a letter from Social Security explaining his Medicare premiums are jumping by…
A 67-year-old couple opened their January 2026 Social Security deposit and found nearly $500 less than they expected. The culprit was a Roth conversion they ran in 2024 to lock in lower brackets before…
A couple in their mid-sixties has done many things right. They built a $500,000 retirement portfolio, expect about $2,200 a month from Social Security, and thought Florida would be their retirement destination. Then home…
